<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0" xmlns:itunes="http://www.itunes.com/dtds/podcast-1.0.dtd" xmlns:googleplay="http://www.google.com/schemas/play-podcasts/1.0"><channel><title><![CDATA[The PiggyBANKING Newsletter]]></title><description><![CDATA[Helps 9-5ers, freelancers, and service providers become a $10k, $25k, $100k+ paycheck to the right partners instead of being a $500 - $2,000 expense to the wrong clients.]]></description><link>https://thepiggybankingnewsletter.substack.com</link><image><url>https://substackcdn.com/image/fetch/$s_!Nki0!,w_256,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F6a880d4a-9c31-4fca-b5c4-4e43f7582bdc_479x479.png</url><title>The PiggyBANKING Newsletter</title><link>https://thepiggybankingnewsletter.substack.com</link></image><generator>Substack</generator><lastBuildDate>Tue, 26 May 2026 21:28:26 GMT</lastBuildDate><atom:link href="https://thepiggybankingnewsletter.substack.com/feed" rel="self" type="application/rss+xml"/><copyright><![CDATA[Daniel Chadwick Boswell]]></copyright><language><![CDATA[en]]></language><webMaster><![CDATA[thepiggybankingnewsletter@substack.com]]></webMaster><itunes:owner><itunes:email><![CDATA[thepiggybankingnewsletter@substack.com]]></itunes:email><itunes:name><![CDATA[Chad Boswell]]></itunes:name></itunes:owner><itunes:author><![CDATA[Chad Boswell]]></itunes:author><googleplay:owner><![CDATA[thepiggybankingnewsletter@substack.com]]></googleplay:owner><googleplay:email><![CDATA[thepiggybankingnewsletter@substack.com]]></googleplay:email><googleplay:author><![CDATA[Chad Boswell]]></googleplay:author><itunes:block><![CDATA[Yes]]></itunes:block><item><title><![CDATA[The Invisible Bridge To Deal Making]]></title><description><![CDATA[Chad here.]]></description><link>https://thepiggybankingnewsletter.substack.com/p/the-invisible-bridge-to-deal-making</link><guid isPermaLink="false">https://thepiggybankingnewsletter.substack.com/p/the-invisible-bridge-to-deal-making</guid><dc:creator><![CDATA[Chad Boswell]]></dc:creator><pubDate>Sun, 24 May 2026 20:52:01 GMT</pubDate><enclosure url="https://substack-post-media.s3.amazonaws.com/public/images/9afcea48-0adf-4eb4-b1bb-da511151afd8_480x270.gif" length="0" type="image/jpeg"/><content:encoded><![CDATA[<p>Chad here.</p><p>Last time I left you with a metaphor. </p><p>The invisible bridge.</p><p>The one that sits between <a href="https://thepiggybankingnewsletter.substack.com/p/trying-to-jump-from-freelancer-to?r=1pgtxn">freelancing and making deals</a> that pay you whether you&#8217;re working or not.</p><p>I said I&#8217;d show you how to walk across it.</p><p>Let me throw out the sand so you can see the invisible bridge Indiana Jones style.</p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!Q1ON!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fc9b16436-8317-421f-9e1c-120a09b1cc6d_480x270.gif" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!Q1ON!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fc9b16436-8317-421f-9e1c-120a09b1cc6d_480x270.gif 424w, https://substackcdn.com/image/fetch/$s_!Q1ON!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fc9b16436-8317-421f-9e1c-120a09b1cc6d_480x270.gif 848w, https://substackcdn.com/image/fetch/$s_!Q1ON!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fc9b16436-8317-421f-9e1c-120a09b1cc6d_480x270.gif 1272w, https://substackcdn.com/image/fetch/$s_!Q1ON!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fc9b16436-8317-421f-9e1c-120a09b1cc6d_480x270.gif 1456w" sizes="100vw"><img src="https://substackcdn.com/image/fetch/$s_!Q1ON!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fc9b16436-8317-421f-9e1c-120a09b1cc6d_480x270.gif" width="480" height="270" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/c9b16436-8317-421f-9e1c-120a09b1cc6d_480x270.gif&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:270,&quot;width&quot;:480,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:2990662,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/gif&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:false,&quot;topImage&quot;:true,&quot;internalRedirect&quot;:&quot;https://thepiggybankingnewsletter.substack.com/i/199077471?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fc9b16436-8317-421f-9e1c-120a09b1cc6d_480x270.gif&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!Q1ON!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fc9b16436-8317-421f-9e1c-120a09b1cc6d_480x270.gif 424w, https://substackcdn.com/image/fetch/$s_!Q1ON!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fc9b16436-8317-421f-9e1c-120a09b1cc6d_480x270.gif 848w, https://substackcdn.com/image/fetch/$s_!Q1ON!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fc9b16436-8317-421f-9e1c-120a09b1cc6d_480x270.gif 1272w, https://substackcdn.com/image/fetch/$s_!Q1ON!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fc9b16436-8317-421f-9e1c-120a09b1cc6d_480x270.gif 1456w" sizes="100vw" fetchpriority="high"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image"><svg role="img" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg"><g><title></title><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><h2>In 2024 I was at a routine physical.</h2><p>Doctor&#8217;s doing his thing.</p><p>Exam&#8217;s almost over.</p><p>And I said &#8220;Hold on, let me show you something.&#8221;</p><p>I did a partial sit-up.</p><p>A bulge pushed through the skin of my stomach.</p><p>Like a small alien trying to break free.</p><p>&#8220;What is this, a hernia or something?&#8221;</p><p>He wrote something down.</p><p>&#8220;Diastasis Recti.&#8221;</p><p>I went home and searched it.</p><p>Found a woman&#8217;s YouTube videos.</p><p>The thing that caught my eye?</p><p>No surgery.</p><p>She can heal this naturally.</p><p>I signed up for her course.</p><p>Went through it.</p><p>Did the belly breaths, the stretches, the exercises.</p><p>Within a year, the condition had corrected itself.</p><p>Still do the exercises today. </p><p>It&#8217;s just part of life now.</p><p>I know how to keep it from ever coming back.</p><p>Two years after I bought that course, she sent an email about her personal sessions.</p><p>I was on that list.</p><p>I read it.</p><p>And a thought hit me&#8230;</p><p>What if we ran an auction to her audience for those sessions?</p><p>I sent her the offer by email.</p><p>Then some follow-ups.</p><h2>She responded after the 7th email.</h2><p>She said she gets pitched by email every single day.</p><p>But because I was an alumni student, she felt I understood her business model in a way other marketers couldn&#8217;t.</p><p>She was willing to hear more.</p><p>So I recorded a Loom and sent it to her.</p><p>I opened with a testimonial.</p><p>Told her what the program had done for me, how I still use it today, how I know how to keep the condition from ever coming back.</p><p>Then I walked through the details of the deal.</p><p>That Loom locked in the coffee date.</p><p>The coffee date led to the auction test we&#8217;re running this Tuesday.</p><p>And it started with a purchase I made because I was in pain and needed help.</p><p>This is one of two partnership deals I&#8217;ve closed this past month alone.</p><p>Both follow one simple principle.</p><p>The second one goes back to 2016.</p><p>I paid $2,000 to join a productivity membership run by an internationally best-selling author in his space.</p><p>Used his system for the last ten years.</p><p>Built real things with it.</p><p>Then recently I typed his name into Google.</p><p>His frameworks were everywhere.</p><p>Repackaged, renamed, resold by people who&#8217;d never paid him a dollar.</p><p>Course pages ripping his exact language.</p><p>YouTube channels built on his ideas.</p><p>And there he was &#8212; the original &#8212; not capitalizing on any of it.</p><p>I reached out.</p><p>Not as a stranger.</p><p>As someone who had invested in his work a decade ago and could point to specific results.</p><p>I partnered with Tony Teegarden, a more experienced deal maker, to help structure it properly.</p><p>Our first test flopped.</p><p>Small list segment. </p><p>No affinity with the author.</p><p>We were ready to walk.</p><p>Then the partner reached out to us.</p><p>He wanted to keep going.</p><p>He offered us his entire 85,000-person list.</p><p>60% of every sale we bring in.</p><p>We told him once we hit a certain threshold, we&#8217;d negotiate a new percentage.</p><p>We didn&#8217;t want him pressing the unfair button.</p><p>He agreed.</p><p>Think about that for a second&#8230;</p><p>We ran a test that didn&#8217;t work.</p><p>We were prepared to leave.</p><p>And the partner came back with a bigger deal.</p><p>That doesn&#8217;t happen when you show up as a vendor.</p><p>It happens when you show up as someone who believed in the work long before there was a deal on the table.</p><p>All of that started with a $2,000 purchase I made ten years ago.</p><p>Two deals.</p><p>Both came from the same simple principle.</p><h2>I call it Follow Your Dollar.</h2><p>Paid subscribers get the full breakdown below &#8212; including the two actual emails that opened both doors, and the templates to use them yourself.</p>
      <p>
          <a href="https://thepiggybankingnewsletter.substack.com/p/the-invisible-bridge-to-deal-making">
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          </a>
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   ]]></content:encoded></item><item><title><![CDATA[Trying to jump from freelancer to dealmaker?]]></title><description><![CDATA[The Matrix, Dealmaking, and the Jump I Finally Made]]></description><link>https://thepiggybankingnewsletter.substack.com/p/trying-to-jump-from-freelancer-to</link><guid isPermaLink="false">https://thepiggybankingnewsletter.substack.com/p/trying-to-jump-from-freelancer-to</guid><dc:creator><![CDATA[Chad Boswell]]></dc:creator><pubDate>Fri, 01 May 2026 04:00:23 GMT</pubDate><enclosure url="https://substack-post-media.s3.amazonaws.com/public/images/35d5deed-4532-41e1-8ed6-147f44eebcb9_320x178.gif" length="0" type="image/jpeg"/><content:encoded><![CDATA[<p>The Matrix is one of my favorite sci-fi movies of all time.</p><p>My mind blew wide open when I walked out of that theater with my best friend in April of 1999&#8230;</p><p>&#8220;Dang! I&#8217;m a walking Duracell battery. Good thing there aren&#8217;t any machines&#8230;&#8221;</p><p>Now with AI is taking over&#8230; GULP!</p><p>All kidding aside&#8230;</p><p>One of my favorite scenes?</p><p>Morpheus and Neo on the rooftop after loading the Jump Program.</p><p>Like Neo found out&#8230;</p><p> It&#8217;s a long way down if you miss.</p><div class="captioned-image-container"><figure><a class="image-link image2" target="_blank" href="https://substackcdn.com/image/fetch/$s_!cIEg!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fc021f46d-7352-4313-b788-b819313c1965_320x178.gif" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!cIEg!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fc021f46d-7352-4313-b788-b819313c1965_320x178.gif 424w, https://substackcdn.com/image/fetch/$s_!cIEg!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fc021f46d-7352-4313-b788-b819313c1965_320x178.gif 848w, https://substackcdn.com/image/fetch/$s_!cIEg!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fc021f46d-7352-4313-b788-b819313c1965_320x178.gif 1272w, https://substackcdn.com/image/fetch/$s_!cIEg!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fc021f46d-7352-4313-b788-b819313c1965_320x178.gif 1456w" sizes="100vw"><img src="https://substackcdn.com/image/fetch/$s_!cIEg!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fc021f46d-7352-4313-b788-b819313c1965_320x178.gif" width="320" height="178" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/c021f46d-7352-4313-b788-b819313c1965_320x178.gif&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:178,&quot;width&quot;:320,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:1920665,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/gif&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:&quot;https://thepiggybankingnewsletter.substack.com/i/196024558?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fc021f46d-7352-4313-b788-b819313c1965_320x178.gif&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!cIEg!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fc021f46d-7352-4313-b788-b819313c1965_320x178.gif 424w, https://substackcdn.com/image/fetch/$s_!cIEg!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fc021f46d-7352-4313-b788-b819313c1965_320x178.gif 848w, https://substackcdn.com/image/fetch/$s_!cIEg!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fc021f46d-7352-4313-b788-b819313c1965_320x178.gif 1272w, https://substackcdn.com/image/fetch/$s_!cIEg!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fc021f46d-7352-4313-b788-b819313c1965_320x178.gif 1456w" sizes="100vw" loading="lazy"></picture><div></div></div></a></figure></div><h2>Why did Neo fall?</h2><p>Cipher says it best: <em>&#8221;Everybody falls the first time.&#8221;</em></p><p>Neo falls because he thinks within the confines of the program. </p><p>Gravity and physics in the Matrix aren&#8217;t real&#8230;</p><p>But the illusion feels real to Neo because it&#8217;s all he&#8217;s ever known.</p><p>Another great example? </p><p>When Neo fights Morpheus after learning Kung Fu&#8230;</p><p>Neo catches his breath and Morpheus says:</p><p><em>&#8221;You think that&#8217;s air you&#8217;re breathing? Hmmm.&#8221;</em></p><p>Neo wasn&#8217;t breathing at all.</p><p>The same reality applies to freelancers.</p><h2>Why I fell in the gap between freelancing and dealmaking</h2><p>After trying to make the jump and falling flat on my face multiple times since 2023, here&#8217;s what I understand now:</p><p>I tried to jump the gap using the same time-for-money programming I&#8217;d always known.</p><p>I&#8217;ll confess&#8230;</p><p>The most attractive part of dealmaking was the money.</p><p>$10k, $25k, $100k campaigns. </p><p>Within 1&#8211;14 days. </p><p>Using a fun auction or one email and a simple Google doc. </p><p>Nothing else comes close.</p><h2><strong>Here&#8217;s where the old programming trapped me</strong></h2><p>I only knew how to earn money UPFRONT. </p><p>Send invoice. </p><p>Get paid. </p><p>Do the work. </p><p>Send the next invoice.</p><p>Dealmakers? </p><p>We make risk-free proposals and don&#8217;t collect until the money hits the partner&#8217;s account.</p><p>I tried that&#8230;</p><p>Except I chose partners based on how much I stood to earn. </p><p>The NEED for big money instead of good partnerships sent me into that gap, over and over.</p><p>The reality? </p><p>I approached deals like a vendor.</p><p>What did I get for that? </p><p>I did free work for people who didn&#8217;t see me as a partner. </p><p>I put up with garbage from &#8220;partners&#8221; because &#8220;the money would be worth it.&#8221;</p><p>Guess how much money came out of those deals&#8230;</p><p>Zilch.</p><h2>The &#8220;deal&#8221; that changed everything</h2><p>Something shifted in December 2025.</p><p>My mentor Tony Teegarden referred me to someone who needed a dealmaker. </p><p>We had a coffee date and an offer call. </p><p>$12k offer, 50/50 split. </p><p>Finally&#8230; a real chunk of change!</p><p>The campaign got scheduled. </p><p>Then rescheduled. </p><p>Sickness, delays, issues on his end.</p><p>January 1, 2026?</p><p>We&#8217;re finally supposed to kick off. </p><p>But one thing kept nagging me: he stalled on giving me CRM access.</p><p>That told me everything.</p><p>If getting CRM access was this hard, what would getting paid look like on a $50&#8211;100k campaign?</p><p>I killed the deal. </p><p>Told him politely it wasn&#8217;t going to work.</p><p>Ironically&#8230; </p><h2>That was the moment I made the jump.</h2><p>Not by landing a winning campaign. </p><p>By being the CHOOSER and refusing to let partners treat me like a vendor.</p><p>I broke out of the time-for-money Matrix.</p><p>Like Morpheus tells Neo before the impossible jump: </p><p><em>&#8221;You have to let it all go, Neo. Fear. Doubt. Disbelief. Free your mind.&#8221;</em></p><p>My fear, doubt, and disbelief? </p><p><em>I&#8217;m not a dealmaker until I land a deal that pays me.</em></p><p>Now I know the real power is the freedom to say NO&#8230;</p><p>Because I don&#8217;t NEED any deal to work out. </p><p>My week looks the same either way.</p><p>The reality for dealmakers?</p><p><strong>Dealmakers are few and far between.</strong></p><p>Successful businesses that need dealmakers to turn unused or underutilized assets into cash?</p><p>Thousands upon thousand.</p><p>That first jump has led to more partnerships. </p><h2><strong>I&#8217;m now working with two good partners. </strong></h2><p>And both came from one simple principle.</p><p>A principle that builds an almost invisible bridge from freelancing to dealmaking.</p><p>I wish I&#8217;d known it back in 2023.</p><p>I&#8217;ll break it down next time. </p><p><strong>Fair warning: it won&#8217;t be a free post. </strong></p><p>Paid subscribers get the full breakdown, plus the tools to walk across that invisible bridge&#8230;</p><p>Instead of trying to jump it.</p><p>If you want to be ready ahead of time?</p><p>Upgrade today.</p><p class="button-wrapper" data-attrs="{&quot;url&quot;:&quot;https://thepiggybankingnewsletter.substack.com/subscribe?&quot;,&quot;text&quot;:&quot;Subscribe now&quot;,&quot;action&quot;:null,&quot;class&quot;:null}" data-component-name="ButtonCreateButton"><a class="button primary" href="https://thepiggybankingnewsletter.substack.com/subscribe?"><span>Subscribe now</span></a></p><p>Let&#8217;s get piggy wit it,</p><p>PB Chad</p><p></p>]]></content:encoded></item><item><title><![CDATA[Ends weekend client emergencies without losing income.]]></title><description><![CDATA[My late granny Hudson had a QVC addiction.]]></description><link>https://thepiggybankingnewsletter.substack.com/p/ends-weekend-client-emergencies-without</link><guid isPermaLink="false">https://thepiggybankingnewsletter.substack.com/p/ends-weekend-client-emergencies-without</guid><dc:creator><![CDATA[Chad Boswell]]></dc:creator><pubDate>Sun, 26 Apr 2026 22:05:22 GMT</pubDate><enclosure url="https://substack-post-media.s3.amazonaws.com/public/images/d89dc98d-b14b-48d9-869d-fbb47eeb6abf_220x145.gif" length="0" type="image/jpeg"/><content:encoded><![CDATA[<p>My late granny Hudson had a QVC addiction.</p><p>Every holiday gift for 20 plus years?</p><p>She bought it from late-night TV shopping on QVC.</p><p>She&#8217;d watch for hours.</p><p>Buying things she definitely didn&#8217;t need.</p><p>We laughed about it.</p><p>It&#8217;s a memory I&#8217;ll always cherish though.</p><p>I still have a few things she gave our family.</p><div class="captioned-image-container"><figure><a class="image-link image2" target="_blank" href="https://substackcdn.com/image/fetch/$s_!Z61g!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fe77f3ba8-95ed-41d6-804f-f1def26bd0fb_220x145.gif" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!Z61g!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fe77f3ba8-95ed-41d6-804f-f1def26bd0fb_220x145.gif 424w, https://substackcdn.com/image/fetch/$s_!Z61g!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fe77f3ba8-95ed-41d6-804f-f1def26bd0fb_220x145.gif 848w, https://substackcdn.com/image/fetch/$s_!Z61g!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fe77f3ba8-95ed-41d6-804f-f1def26bd0fb_220x145.gif 1272w, https://substackcdn.com/image/fetch/$s_!Z61g!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fe77f3ba8-95ed-41d6-804f-f1def26bd0fb_220x145.gif 1456w" sizes="100vw"><img src="https://substackcdn.com/image/fetch/$s_!Z61g!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fe77f3ba8-95ed-41d6-804f-f1def26bd0fb_220x145.gif" width="320" height="210.9090909090909" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/e77f3ba8-95ed-41d6-804f-f1def26bd0fb_220x145.gif&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:145,&quot;width&quot;:220,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:295082,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/gif&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:false,&quot;topImage&quot;:true,&quot;internalRedirect&quot;:&quot;https://thepiggybankingnewsletter.substack.com/i/195544222?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fe77f3ba8-95ed-41d6-804f-f1def26bd0fb_220x145.gif&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!Z61g!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fe77f3ba8-95ed-41d6-804f-f1def26bd0fb_220x145.gif 424w, https://substackcdn.com/image/fetch/$s_!Z61g!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fe77f3ba8-95ed-41d6-804f-f1def26bd0fb_220x145.gif 848w, https://substackcdn.com/image/fetch/$s_!Z61g!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fe77f3ba8-95ed-41d6-804f-f1def26bd0fb_220x145.gif 1272w, https://substackcdn.com/image/fetch/$s_!Z61g!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fe77f3ba8-95ed-41d6-804f-f1def26bd0fb_220x145.gif 1456w" sizes="100vw" fetchpriority="high"></picture><div></div></div></a></figure></div><h2>But, QVC recently filed Chapter 11.</h2><p>After dominating TV sales for decades... even they couldn&#8217;t outrun the old way of doing things.</p><p>Sometimes the whole game has to change.</p><p>Speaking of changing the game...</p><p>I keep hearing the same story from freelancers and service providers.</p><p>Jaw clenched.</p><p>Smile plastered on.</p><p>Nodding along to another client demand they didn&#8217;t ask for.</p><p>They don&#8217;t want to say YES.</p><p>They want to say &#8220;Sorry, I&#8217;ve got my kid&#8217;s little league baseball game this weekend. I&#8217;ll look at it Monday.&#8221;</p><p>Too risky though.</p><p>The light bill jumped $400 this month and saying no...</p><p>May mean no power on the 28th at midnight.</p><p>So they say yes reluctantly.</p><p>Work through the weekend.</p><p>Kiss their client&#8217;s butt...</p><p>Instead of kissing their kid on the head and telling them how proud they are of catching that ball in left field.</p><p>All while silently screaming inside.</p><p>Wishing they could escape.</p><p>Here&#8217;s the thing nobody talks about...</p><p>The escape isn&#8217;t grinding harder for the same demanding clients.</p><p>That&#8217;s the QVC way to bankruptcy.</p><h2><strong>Here&#8217;s where you come in</strong></h2><p>Something my mentor and friend Tony Teegarden said recently really stuck&#8230;</p><p>If you want to fix your financial situation, create an abundance of choices.</p><p>I could probably create an abundance of choices all on my own&#8230;</p><p>I&#8217;ve already created a few that are turning into lucrative deals now.</p><p>But, his statement gave me an idea.</p><p>I&#8217;m considering putting together a handful of freelancers and service providers who are tired of being at their clients&#8217; beck and call...</p><p>&#8230;and ready to escape the cycle of answering 10 PM texts instead of reading their kids a bed time story and tucking them in.</p><p>Even if they feel like they have zero leverage right now.</p><p>And they&#8217;ll do it by earning 4 and 5 figure commissions through effortless partnership introductions...</p><p>Without adding any work to their plate or risking client relationships...</p><p>&#8230;without being salesy or pushy...</p><p>&#8230;and without having to deliver anything after the introduction is made.</p><p>We use their current client base and simple introductions so they&#8217;re converting their daily frustration into serious money.</p><p>They make one easy connection between their client and a deal maker, then collect $5k to $10k while their client gets access to new revenue opportunities.</p><p>It&#8217;s a simple 2 step process.</p><p>Step 1: Connect -  Warm client relationship or warm network connections</p><p>Step 2: Collect - Get paid up to $10k per referral that turns into a deal.</p><p>I&#8217;ve seen people like Julie R earn $70,000 from ONE referral and quit her job because that single introduction changed everything.</p><p>She&#8217;s not the only one.</p><p>Want in?</p><p>Put &#8220;INTRODUCTIONS&#8221; in the comments and I&#8217;ll reach out.</p><p>A few quick questions first, then all the details.</p><p>-PB Chad</p><div class="subscription-widget-wrap-editor" data-attrs="{&quot;url&quot;:&quot;https://thepiggybankingnewsletter.substack.com/subscribe?&quot;,&quot;text&quot;:&quot;Subscribe&quot;,&quot;language&quot;:&quot;en&quot;}" data-component-name="SubscribeWidgetToDOM"><div class="subscription-widget show-subscribe"><div class="preamble"><p class="cta-caption">The PiggyBANKING Newsletter is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber.</p></div><form class="subscription-widget-subscribe"><input type="email" class="email-input" name="email" placeholder="Type your email&#8230;" tabindex="-1"><input type="submit" class="button primary" value="Subscribe"><div class="fake-input-wrapper"><div class="fake-input"></div><div class="fake-button"></div></div></form></div></div>]]></content:encoded></item><item><title><![CDATA[He's chasing $20 million in diamonds...]]></title><description><![CDATA[When he's got a $60 million lotto ticket...]]></description><link>https://thepiggybankingnewsletter.substack.com/p/hes-chasing-20-million-in-diamonds-ebf</link><guid isPermaLink="false">https://thepiggybankingnewsletter.substack.com/p/hes-chasing-20-million-in-diamonds-ebf</guid><dc:creator><![CDATA[Chad Boswell]]></dc:creator><pubDate>Sun, 19 Apr 2026 23:31:22 GMT</pubDate><enclosure url="https://substackcdn.com/image/fetch/$s_!Ml-2!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F82319af9-60a5-46f5-a8cf-949d941dde27_400x400.gif" length="0" type="image/jpeg"/><content:encoded><![CDATA[<p>You ever seen &#8220;All About The Benjamins&#8221;?</p><p>Chad here&#8230;</p><div class="subscription-widget-wrap-editor" data-attrs="{&quot;url&quot;:&quot;https://thepiggybankingnewsletter.substack.com/subscribe?&quot;,&quot;text&quot;:&quot;Subscribe&quot;,&quot;language&quot;:&quot;en&quot;}" data-component-name="SubscribeWidgetToDOM"><div class="subscription-widget show-subscribe"><div class="preamble"><p class="cta-caption">No Paycheck Needed System Of Income is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber.</p></div><form class="subscription-widget-subscribe"><input type="email" class="email-input" name="email" placeholder="Type your email&#8230;" tabindex="-1"><input type="submit" class="button primary" value="Subscribe"><div class="fake-input-wrapper"><div class="fake-input"></div><div class="fake-button"></div></div></form></div></div><p>Bucum Jackson (Ice Cube) and Reggie White (Mike Epps) team up as a bounty hunter and con artist trying to track down stolen diamonds.</p><p>It&#8217;s one of my favorite early 2000s comedies.</p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!Ml-2!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F82319af9-60a5-46f5-a8cf-949d941dde27_400x400.gif" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!Ml-2!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F82319af9-60a5-46f5-a8cf-949d941dde27_400x400.gif 424w, https://substackcdn.com/image/fetch/$s_!Ml-2!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F82319af9-60a5-46f5-a8cf-949d941dde27_400x400.gif 848w, https://substackcdn.com/image/fetch/$s_!Ml-2!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F82319af9-60a5-46f5-a8cf-949d941dde27_400x400.gif 1272w, https://substackcdn.com/image/fetch/$s_!Ml-2!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F82319af9-60a5-46f5-a8cf-949d941dde27_400x400.gif 1456w" sizes="100vw"><img src="https://substackcdn.com/image/fetch/$s_!Ml-2!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F82319af9-60a5-46f5-a8cf-949d941dde27_400x400.gif" width="400" height="400" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/82319af9-60a5-46f5-a8cf-949d941dde27_400x400.gif&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:400,&quot;width&quot;:400,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:2539177,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/gif&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:false,&quot;topImage&quot;:true,&quot;internalRedirect&quot;:&quot;https://nopaycheckneeded.substack.com/i/194741540?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F82319af9-60a5-46f5-a8cf-949d941dde27_400x400.gif&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!Ml-2!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F82319af9-60a5-46f5-a8cf-949d941dde27_400x400.gif 424w, https://substackcdn.com/image/fetch/$s_!Ml-2!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F82319af9-60a5-46f5-a8cf-949d941dde27_400x400.gif 848w, https://substackcdn.com/image/fetch/$s_!Ml-2!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F82319af9-60a5-46f5-a8cf-949d941dde27_400x400.gif 1272w, https://substackcdn.com/image/fetch/$s_!Ml-2!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F82319af9-60a5-46f5-a8cf-949d941dde27_400x400.gif 1456w" sizes="100vw" fetchpriority="high"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image"><svg role="img" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg"><g><title></title><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><p><strong>But, now that I&#8217;m a PiggyBANKER?</strong></p><p>Here&#8217;s what I noticed after re-watching it recently...</p><p>The main bad guy is running around like a maniac trying to recover $20 million in diamonds.</p><p>Shooting people.</p><p>Chasing folks all over the city.</p><p>As he says in the movie in his Irish accent...</p><p>&#8220;I just want my fooking diamonds&#8221;.</p><p>Meanwhile...</p><p>He&#8217;s got a lotto ticket in his possession worth $60 MILLION.</p><p>And he has NO idea.</p><p>He&#8217;s so focused on what he THINKS is valuable that he can&#8217;t see what&#8217;s ACTUALLY valuable...</p><p>Sitting right there in an old worn out wallet that belongs to Reggie.</p><p>(For full context go watch the movie and prepare to laugh a lot)</p><p>Now...</p><p>For us PiggyBANKERS we have a whole world of partnership opportunities...</p><p>These are partners who have NO clue they&#8217;re sitting on a winning lotto ticket...</p><p>See...</p><p>Most business owners have assets collecting digital dust.</p><p>Courses they created years ago.</p><p>Training programs nobody&#8217;s promoting anymore.</p><p>Client processes that work but aren&#8217;t packaged.</p><p>Intellectual property just...sitting there.</p><p>To them?</p><p>It&#8217;s an old wallet with nothing valuable inside.</p><p>That&#8217;s GOOD NEWS to us PiggyBANKERS.</p><p>That&#8217;s our $60 million lotto ticket.</p><p>We just need to be able to SPOT it when we see it.</p><p>And then get access to it.</p><p>Our partners focus is chasing the $20 million in diamonds...</p><p>Our focus is finding the $60 million lotto tickets hiding in plain sight.</p><p>Together we go after the most useful focus which is making it a win / win for both parties.</p><h2><strong>Here&#8217;s the Dealio for you</strong></h2><p>There&#8217;s two types of deal making PiggyBANKERS&#8230;</p><p>Deal Finders and Deal Doers.</p><p>As a paid PiggyBANKING Newsletter subscriber you get to choose the path you want&#8230;</p><p>Or do both!</p><h2>Here&#8217;s what get&#8217;s done as a paid subscriber&#8230;</h2><p><strong>&#9989; Partner Pipeline Pro (For Deal Doers)</strong></p><p><strong>PPP </strong>gives PiggyBANKERS the outreach tools they need to get coffee dates for partnership deals that pay 30-50% of everything they bring in.</p><p>And escape client deadlines, demands, and service delivery by Using AI-powered partner research and battle tested outreach messages that ignite conversations.</p><p>WITHOUT being spammy or getting rejected 9x&#8217;s out of 10.</p><p><strong>We use AI research tools and </strong><em><strong>buyer-positioned</strong></em><strong> outreach to &#8220;sniper&#8221; lucrative partnership deals from $10K to $25K+.</strong></p><p><strong>&#9989; Introduction Income Guide (For Deal Finders)<br><br>IIG</strong> shows PiggyBANKERS how to earn 4 and 5 figure commissions for simply making solid partnership deal introductions. </p><p>Using their existing warm network and easy going introductions. </p><p>WITHOUT being pushy, risking their reputation, or adding ANYTHING to their calendar. </p><p><strong>We use simple introductions and </strong><em><strong>partner-positioned</strong></em><strong> language to produce lucrative referral deals from $5k to $10k+.</strong></p><p><strong>&#9989; Deals Over Clients Book (Digital)<br><br>DOC</strong> is the fastest way to move from client work to lucrative partnership deals. Get exclusive bonuses, including <strong>The Deal Maker&#8217;s Toolkit</strong> with exact tools and templates to land your first partnership deal along with the entire <strong>Deals Over Clients</strong> community for support.</p><p><strong>For PiggyBANKING Founders?</strong></p><p>I&#8217;m adding in the <strong>Six Figure Substack Fishing Method</strong>&#8230;</p><p>Your guide to creating partnership deals from your own Substack subscription&#8230;</p><p>(coming in the near future).</p><p>Plus, I like to surprise my paid subscribers with unannounced bonuses.</p><p class="button-wrapper" data-attrs="{&quot;url&quot;:&quot;https://nopaycheckneeded.substack.com/subscribe&quot;,&quot;text&quot;:&quot;Upgrade Your PiggyBANKING Game&quot;,&quot;action&quot;:null,&quot;class&quot;:&quot;button-wrapper&quot;}" data-component-name="ButtonCreateButton"><a class="button primary button-wrapper" href="https://nopaycheckneeded.substack.com/subscribe"><span>Upgrade Your PiggyBANKING Game</span></a></p><p><strong>Let&#8217;s get piggy wit it,</strong></p><p><strong>PB Chad </strong>(the Substacker formerly known as Daniel)</p><p>P.S. There&#8217;s also the <strong>PiggyBANKING Brand Creators</strong> community over on Skool.</p><p>Even if you aren&#8217;t ready to become a paid subscriber here&#8230;</p><p>Come on over and <a href="https://www.skool.com/piggybanking-brand-creators-8574/about?ref=d68255f2f86142648040019417d33aba">join the party</a>!</p><p>P.P.S. I&#8217;m still transitioning this newsletter so if something isn&#8217;t working right, I&#8217;ll get it fixed up as soon as I can. DM me if you have any questions or concerns!</p><div class="subscription-widget-wrap-editor" data-attrs="{&quot;url&quot;:&quot;https://thepiggybankingnewsletter.substack.com/subscribe?&quot;,&quot;text&quot;:&quot;Subscribe&quot;,&quot;language&quot;:&quot;en&quot;}" data-component-name="SubscribeWidgetToDOM"><div class="subscription-widget show-subscribe"><div class="preamble"><p class="cta-caption">No Paycheck Needed System Of Income is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber.</p></div><form class="subscription-widget-subscribe"><input type="email" class="email-input" name="email" placeholder="Type your email&#8230;" tabindex="-1"><input type="submit" class="button primary" value="Subscribe"><div class="fake-input-wrapper"><div class="fake-input"></div><div class="fake-button"></div></div></form></div></div>]]></content:encoded></item><item><title><![CDATA[Why I can't shut up about PiggyBANKING...]]></title><description><![CDATA[Plus changes that affect you as a subscriber...]]></description><link>https://thepiggybankingnewsletter.substack.com/p/why-i-cant-shut-up-about-piggybanking</link><guid isPermaLink="false">https://thepiggybankingnewsletter.substack.com/p/why-i-cant-shut-up-about-piggybanking</guid><dc:creator><![CDATA[Chad Boswell]]></dc:creator><pubDate>Sat, 11 Apr 2026 15:27:33 GMT</pubDate><enclosure url="https://substack-post-media.s3.amazonaws.com/public/images/78b546c3-a294-4145-8d94-806fb7b95668_280x200.gif" length="0" type="image/jpeg"/><content:encoded><![CDATA[<p>One of my favorite movies is The Matrix.</p><p>I won&#8217;t bore you with the synopsis, but like Neo from the movie...</p><div class="subscription-widget-wrap-editor" data-attrs="{&quot;url&quot;:&quot;https://thepiggybankingnewsletter.substack.com/subscribe?&quot;,&quot;text&quot;:&quot;Subscribe&quot;,&quot;language&quot;:&quot;en&quot;}" data-component-name="SubscribeWidgetToDOM"><div class="subscription-widget show-subscribe"><div class="preamble"><p class="cta-caption">No Paycheck Needed System Of Income is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber.</p></div><form class="subscription-widget-subscribe"><input type="email" class="email-input" name="email" placeholder="Type your email&#8230;" tabindex="-1"><input type="submit" class="button primary" value="Subscribe"><div class="fake-input-wrapper"><div class="fake-input"></div><div class="fake-button"></div></div></form></div></div><p>My eyes have been opened.</p><p>I&#8217;m seeing past what most people take for granted.</p><p>I don&#8217;t walk down the toy isle at Target and only see awesome action figures anymore.</p><p>I don&#8217;t browse through video games and just see games I want to play any longer.</p><p>Even on YouTube and Substack, I see it.</p><h2><strong>PiggyBANKING...</strong></h2><p>It&#8217;s all around us like the code of the Matrix that no one but Neo could see.</p><div class="captioned-image-container"><figure><a class="image-link image2" target="_blank" href="https://substackcdn.com/image/fetch/$s_!g0fT!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F6adc4370-d3b6-4a77-a4a9-974d665f6fe9_280x200.gif" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!g0fT!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F6adc4370-d3b6-4a77-a4a9-974d665f6fe9_280x200.gif 424w, https://substackcdn.com/image/fetch/$s_!g0fT!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F6adc4370-d3b6-4a77-a4a9-974d665f6fe9_280x200.gif 848w, https://substackcdn.com/image/fetch/$s_!g0fT!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F6adc4370-d3b6-4a77-a4a9-974d665f6fe9_280x200.gif 1272w, https://substackcdn.com/image/fetch/$s_!g0fT!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F6adc4370-d3b6-4a77-a4a9-974d665f6fe9_280x200.gif 1456w" sizes="100vw"><img src="https://substackcdn.com/image/fetch/$s_!g0fT!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F6adc4370-d3b6-4a77-a4a9-974d665f6fe9_280x200.gif" width="320" height="228.57142857142856" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/6adc4370-d3b6-4a77-a4a9-974d665f6fe9_280x200.gif&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:200,&quot;width&quot;:280,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:2047330,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/gif&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:&quot;https://nopaycheckneeded.substack.com/i/193892687?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F6adc4370-d3b6-4a77-a4a9-974d665f6fe9_280x200.gif&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!g0fT!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F6adc4370-d3b6-4a77-a4a9-974d665f6fe9_280x200.gif 424w, https://substackcdn.com/image/fetch/$s_!g0fT!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F6adc4370-d3b6-4a77-a4a9-974d665f6fe9_280x200.gif 848w, https://substackcdn.com/image/fetch/$s_!g0fT!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F6adc4370-d3b6-4a77-a4a9-974d665f6fe9_280x200.gif 1272w, https://substackcdn.com/image/fetch/$s_!g0fT!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F6adc4370-d3b6-4a77-a4a9-974d665f6fe9_280x200.gif 1456w" sizes="100vw" loading="lazy"></picture><div></div></div></a></figure></div><p>The little wrestling toy company that is cashing in by licensing Macho Man Randy Savage or Andre The Giant and giving fans a touch of nostalgia...</p><p>The small game company that revives a beloved franchise and like Castlevania...</p><p>Giving it fresh life so fans can wield the Vampire Killer whip once again and put Dracula back into his grave.</p><p>The tiny YouTube channel with 293 subscribers that collaborates with a larger YouTuber with 20,000 subscribers...</p><p>So when people see 20k YouTuber&#8217;s videos, they can also subscribe to the little channel...</p><p>Small Substack newsletters that grow from recommendations or being able to share their posts with larger audiences&#8230;</p><p>These are just some examples.</p><p>Here&#8217;s the thing...</p><p>Like Neo, who sensed the Matrix but couldn&#8217;t put his finger on it...</p><p>People sense PiggyBANKING but they can&#8217;t really explain it...</p><p>They just know it WORKS!</p><h2>Here&#8217;s why this matters&#8230;</h2><p>I&#8217;m changing this newsletter in the coming weeks.</p><p>It&#8217;s going to become <strong>The PiggyBANKING Newsletter</strong>.</p><p>This will be in tandem with my growing <a href="https://go.nopaycheckneeded.com/piggybanking-brand-creators">PiggyBANKING Brand Creators community</a>.</p><p>My goal with this newsletter and community is to help you all see the PiggyBANKING opportunites all around you.</p><p>I don&#8217;t want you to just consume or use things like the masses...</p><p>I want you to see the PiggyBANKING happening underneath it.</p><p>So...</p><p>My plan is to go deeper into all the PiggyBANKING that I&#8217;m seeing in my day to day life.</p><p>Case studies, frameworks and actionable guides to help you put PiggyBANKING into practice.</p><p>I&#8217;ll be sticking in my lane of toys, games and other forms of entertainment.</p><p>I&#8217;m open to hearing what others are spotting as well in other industries.</p><p>If I&#8217;m too nerdy for you, I won&#8217;t be upset if you unsubscribe.</p><p>Mustard and peanut butter are great, but they don&#8217;t make a good sammich.</p><p>For those that decide to stick around&#8230;</p><p>We&#8217;re gonna have us some FUN around here!</p><p>Let&#8217;s get piggy wit it,</p><p>Daniel Chadwick Boswell (A.K.A. PB Chad)</p><div class="subscription-widget-wrap-editor" data-attrs="{&quot;url&quot;:&quot;https://thepiggybankingnewsletter.substack.com/subscribe?&quot;,&quot;text&quot;:&quot;Subscribe&quot;,&quot;language&quot;:&quot;en&quot;}" data-component-name="SubscribeWidgetToDOM"><div class="subscription-widget show-subscribe"><div class="preamble"><p class="cta-caption">No Paycheck Needed System Of Income is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber.</p></div><form class="subscription-widget-subscribe"><input type="email" class="email-input" name="email" placeholder="Type your email&#8230;" tabindex="-1"><input type="submit" class="button primary" value="Subscribe"><div class="fake-input-wrapper"><div class="fake-input"></div><div class="fake-button"></div></div></form></div></div>]]></content:encoded></item><item><title><![CDATA[The partnership split happening right now]]></title><description><![CDATA[While everyone else is scrambling...]]></description><link>https://thepiggybankingnewsletter.substack.com/p/the-partnership-split-happening-right</link><guid isPermaLink="false">https://thepiggybankingnewsletter.substack.com/p/the-partnership-split-happening-right</guid><dc:creator><![CDATA[Chad Boswell]]></dc:creator><pubDate>Sat, 04 Apr 2026 21:23:40 GMT</pubDate><enclosure url="https://substack-post-media.s3.amazonaws.com/public/images/83cc3936-ad0b-46e5-8251-3f757b253ae0_250x186.gif" length="0" type="image/jpeg"/><content:encoded><![CDATA[<p>Daniel here&#8230;</p><p>So while everyone&#8217;s arguing about AI taking jobs and WW3 fears...</p><div class="subscription-widget-wrap-editor" data-attrs="{&quot;url&quot;:&quot;https://thepiggybankingnewsletter.substack.com/subscribe?&quot;,&quot;text&quot;:&quot;Subscribe&quot;,&quot;language&quot;:&quot;en&quot;}" data-component-name="SubscribeWidgetToDOM"><div class="subscription-widget show-subscribe"><div class="preamble"><p class="cta-caption">No Paycheck Needed System Of Income is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber.</p></div><form class="subscription-widget-subscribe"><input type="email" class="email-input" name="email" placeholder="Type your email&#8230;" tabindex="-1"><input type="submit" class="button primary" value="Subscribe"><div class="fake-input-wrapper"><div class="fake-input"></div><div class="fake-button"></div></div></form></div></div><p>Smart deal-makers are quietly moving to one side of a massive split.</p><div class="captioned-image-container"><figure><a class="image-link image2" target="_blank" href="https://substackcdn.com/image/fetch/$s_!Mszy!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F31de730b-8943-464c-91d8-1991f527ee92_250x186.gif" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!Mszy!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F31de730b-8943-464c-91d8-1991f527ee92_250x186.gif 424w, https://substackcdn.com/image/fetch/$s_!Mszy!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F31de730b-8943-464c-91d8-1991f527ee92_250x186.gif 848w, https://substackcdn.com/image/fetch/$s_!Mszy!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F31de730b-8943-464c-91d8-1991f527ee92_250x186.gif 1272w, https://substackcdn.com/image/fetch/$s_!Mszy!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F31de730b-8943-464c-91d8-1991f527ee92_250x186.gif 1456w" sizes="100vw"><img src="https://substackcdn.com/image/fetch/$s_!Mszy!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F31de730b-8943-464c-91d8-1991f527ee92_250x186.gif" width="320" height="238.08" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/31de730b-8943-464c-91d8-1991f527ee92_250x186.gif&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:186,&quot;width&quot;:250,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:226842,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/gif&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:false,&quot;topImage&quot;:true,&quot;internalRedirect&quot;:&quot;https://nopaycheckneeded.substack.com/i/193206427?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F31de730b-8943-464c-91d8-1991f527ee92_250x186.gif&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!Mszy!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F31de730b-8943-464c-91d8-1991f527ee92_250x186.gif 424w, https://substackcdn.com/image/fetch/$s_!Mszy!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F31de730b-8943-464c-91d8-1991f527ee92_250x186.gif 848w, https://substackcdn.com/image/fetch/$s_!Mszy!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F31de730b-8943-464c-91d8-1991f527ee92_250x186.gif 1272w, https://substackcdn.com/image/fetch/$s_!Mszy!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F31de730b-8943-464c-91d8-1991f527ee92_250x186.gif 1456w" sizes="100vw" fetchpriority="high"></picture><div></div></div></a></figure></div><p>And I&#8217;m talking about RIGHT NOW.</p><h2><strong>Here&#8217;s what I&#8217;m seeing...</strong></h2><p>You&#8217;ve got folks still doing business the old way.</p><p>Chasing clients.</p><p>Trading hours for dollars.</p><p>Handing over their work and losing control the second it leaves their inbox.</p><p>Then you&#8217;ve got this other group.</p><p>They figured out something different.</p><p>They don&#8217;t chase clients anymore. </p><p>They structure deals.</p><p>They own their intellectual property.</p><p>They get paid whether the partnership lasts 6 months or 6 years.</p><h2><strong>I&#8217;ve been watching this split for over 18 months now...</strong></h2><p>And it&#8217;s picked up SERIOUS steam lately.</p><p>Look, I&#8217;m not trying to scare ya here.</p><p>But there&#8217;s gonna be two types of people in this game within the next 12 months:</p><p><strong>Type 1: Still scrambling for clients, undercharging, always hunting for the next client to pay bills.</strong></p><p><strong>Type 2: Cracked the code on &#8220;Deals Over Clients&#8221; - they control the flow, multiply their assets, create income that keeps rolling from work they already did.</strong></p><p>I mean...</p><p>Which one sounds better?</p><p>The split&#8217;s already happening whether we talk about it or not.</p><p><strong>Question is: Which side are you gonna be on?</strong></p><p>Let me know in the comments below.</p><p>Helping you be the CHOOSER,</p><p>Daniel Boswell</p><div class="subscription-widget-wrap-editor" data-attrs="{&quot;url&quot;:&quot;https://thepiggybankingnewsletter.substack.com/subscribe?&quot;,&quot;text&quot;:&quot;Subscribe&quot;,&quot;language&quot;:&quot;en&quot;}" data-component-name="SubscribeWidgetToDOM"><div class="subscription-widget show-subscribe"><div class="preamble"><p class="cta-caption">No Paycheck Needed System Of Income is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber.</p></div><form class="subscription-widget-subscribe"><input type="email" class="email-input" name="email" placeholder="Type your email&#8230;" tabindex="-1"><input type="submit" class="button primary" value="Subscribe"><div class="fake-input-wrapper"><div class="fake-input"></div><div class="fake-button"></div></div></form></div></div>]]></content:encoded></item><item><title><![CDATA[Another "free" tool just went paid overnight.]]></title><description><![CDATA[The squeeze is getting tighter for freelancers...]]></description><link>https://thepiggybankingnewsletter.substack.com/p/another-free-tool-just-went-paid</link><guid isPermaLink="false">https://thepiggybankingnewsletter.substack.com/p/another-free-tool-just-went-paid</guid><dc:creator><![CDATA[Chad Boswell]]></dc:creator><pubDate>Sun, 29 Mar 2026 22:17:49 GMT</pubDate><enclosure url="https://substackcdn.com/image/fetch/$s_!3W2a!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F7a7cbf46-21c1-4deb-8584-c74642330f12_800x800.gif" length="0" type="image/jpeg"/><content:encoded><![CDATA[<p>Daniel here&#8230;</p><p>Yesterday I watched two more companies pull the rug out from under freelancers.</p><div class="subscription-widget-wrap-editor" data-attrs="{&quot;url&quot;:&quot;https://thepiggybankingnewsletter.substack.com/subscribe?&quot;,&quot;text&quot;:&quot;Subscribe&quot;,&quot;language&quot;:&quot;en&quot;}" data-component-name="SubscribeWidgetToDOM"><div class="subscription-widget show-subscribe"><div class="preamble"><p class="cta-caption">No Paycheck Needed System Of Income is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber.</p></div><form class="subscription-widget-subscribe"><input type="email" class="email-input" name="email" placeholder="Type your email&#8230;" tabindex="-1"><input type="submit" class="button primary" value="Subscribe"><div class="fake-input-wrapper"><div class="fake-input"></div><div class="fake-button"></div></div></form></div></div><p>Poe cut free credits by 90%.</p><p>Pickaxe eliminated free accounts entirely.</p><h2>Both effective April 1st (no foolin&#8217;).</h2><p>Two days notice.</p><p>And I thought about the freelancer who&#8217;s probably reading those emails right now...</p><p>Calculating how much more they&#8217;ll need to spend next month.</p><p>While their client just sent another &#8220;we&#8217;re cutting expenses&#8221; email.</p><p>The math isn&#8217;t mathing anymore.</p><p>Every month, another &#8220;free&#8221; tool becomes a paid expense.</p><p>Every week, another client mentions they&#8217;re &#8220;making decisions&#8221;...</p><p>Every day, the squeeze gets a little tighter.</p><h2>But there&#8217;s an alternative...</h2><p>While freelancers are drowning in rising costs and shrinking demand, Deal Makers are swimming in opportunity.</p><p>Reminds me a bit of the Nee Doh ball I got in my Christmas stocking.</p><p>When I squeeze one end, the other side expands.</p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!3W2a!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F7a7cbf46-21c1-4deb-8584-c74642330f12_800x800.gif" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!3W2a!,w_424,c_limit,f_webp,q_auto:good,fl_lossy/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F7a7cbf46-21c1-4deb-8584-c74642330f12_800x800.gif 424w, https://substackcdn.com/image/fetch/$s_!3W2a!,w_848,c_limit,f_webp,q_auto:good,fl_lossy/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F7a7cbf46-21c1-4deb-8584-c74642330f12_800x800.gif 848w, https://substackcdn.com/image/fetch/$s_!3W2a!,w_1272,c_limit,f_webp,q_auto:good,fl_lossy/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F7a7cbf46-21c1-4deb-8584-c74642330f12_800x800.gif 1272w, https://substackcdn.com/image/fetch/$s_!3W2a!,w_1456,c_limit,f_webp,q_auto:good,fl_lossy/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F7a7cbf46-21c1-4deb-8584-c74642330f12_800x800.gif 1456w" sizes="100vw"><img src="https://substackcdn.com/image/fetch/$s_!3W2a!,w_1456,c_limit,f_auto,q_auto:good,fl_lossy/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F7a7cbf46-21c1-4deb-8584-c74642330f12_800x800.gif" width="800" height="800" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/7a7cbf46-21c1-4deb-8584-c74642330f12_800x800.gif&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:800,&quot;width&quot;:800,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:7296150,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/gif&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:&quot;https://nopaycheckneeded.substack.com/i/192550688?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F7a7cbf46-21c1-4deb-8584-c74642330f12_800x800.gif&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!3W2a!,w_424,c_limit,f_auto,q_auto:good,fl_lossy/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F7a7cbf46-21c1-4deb-8584-c74642330f12_800x800.gif 424w, https://substackcdn.com/image/fetch/$s_!3W2a!,w_848,c_limit,f_auto,q_auto:good,fl_lossy/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F7a7cbf46-21c1-4deb-8584-c74642330f12_800x800.gif 848w, https://substackcdn.com/image/fetch/$s_!3W2a!,w_1272,c_limit,f_auto,q_auto:good,fl_lossy/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F7a7cbf46-21c1-4deb-8584-c74642330f12_800x800.gif 1272w, https://substackcdn.com/image/fetch/$s_!3W2a!,w_1456,c_limit,f_auto,q_auto:good,fl_lossy/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F7a7cbf46-21c1-4deb-8584-c74642330f12_800x800.gif 1456w" sizes="100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image"><svg role="img" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg"><g><title></title><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><p>It&#8217;s the same thing with what&#8217;s happening with freelancers and service providers.</p><p>While they&#8217;re getting squeezed because businesses panic about expenses and are looking to hold onto cashflow&#8230;</p><p>The opportunity to come in as a paycheck as a deal maker expands.</p><p>We step in as deal makers and monetize assets they&#8217;ve been ignoring.</p><p>Unused email lists.</p><p>Dormant products.</p><p>Wasted ad spend on leads that didn&#8217;t convert.</p><p>And deal makers get paid 30-50% of every dollar they help recover.</p><p>$10k - $25k (often more) in as little as 1 - 14 days.</p><p>No competition from AI.</p><p>No monthly software fees.</p><p>Often times our only tools are an email and a Google Doc to get sales poppin&#8217;.</p><p>Just pure profit from spotting what others miss.</p><p>Want to know how this works?</p><p>Drop a comment with &#8220;OPPORTUNITY&#8221; and I&#8217;ll explain.</p><p>Helping you be the CHOOSER,</p><p>Daniel Boswell</p><div class="subscription-widget-wrap-editor" data-attrs="{&quot;url&quot;:&quot;https://thepiggybankingnewsletter.substack.com/subscribe?&quot;,&quot;text&quot;:&quot;Subscribe&quot;,&quot;language&quot;:&quot;en&quot;}" data-component-name="SubscribeWidgetToDOM"><div class="subscription-widget show-subscribe"><div class="preamble"><p class="cta-caption">No Paycheck Needed System Of Income is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber.</p></div><form class="subscription-widget-subscribe"><input type="email" class="email-input" name="email" placeholder="Type your email&#8230;" tabindex="-1"><input type="submit" class="button primary" value="Subscribe"><div class="fake-input-wrapper"><div class="fake-input"></div><div class="fake-button"></div></div></form></div></div>]]></content:encoded></item><item><title><![CDATA[Sluggish sales despite great service?]]></title><description><![CDATA[Daniel here...]]></description><link>https://thepiggybankingnewsletter.substack.com/p/sluggish-sales-despite-great-service</link><guid isPermaLink="false">https://thepiggybankingnewsletter.substack.com/p/sluggish-sales-despite-great-service</guid><dc:creator><![CDATA[Chad Boswell]]></dc:creator><pubDate>Sun, 08 Mar 2026 15:12:20 GMT</pubDate><enclosure url="https://substack-post-media.s3.amazonaws.com/public/images/b16ccaa0-08f3-4d35-bb9d-2581d7ace833_320x180.gif" length="0" type="image/jpeg"/><content:encoded><![CDATA[<p>Daniel here...</p><p>Yesterday I&#8217;m walking one of the back roads in my neighborhood.</p><div class="subscription-widget-wrap-editor" data-attrs="{&quot;url&quot;:&quot;https://thepiggybankingnewsletter.substack.com/subscribe?&quot;,&quot;text&quot;:&quot;Subscribe&quot;,&quot;language&quot;:&quot;en&quot;}" data-component-name="SubscribeWidgetToDOM"><div class="subscription-widget show-subscribe"><div class="preamble"><p class="cta-caption">No Paycheck Needed System Of Income is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber.</p></div><form class="subscription-widget-subscribe"><input type="email" class="email-input" name="email" placeholder="Type your email&#8230;" tabindex="-1"><input type="submit" class="button primary" value="Subscribe"><div class="fake-input-wrapper"><div class="fake-input"></div><div class="fake-button"></div></div></form></div></div><p>And I hear it.</p><p>The sound that brings more joy to my heart than just about anything.</p><p>Kids laughing. Playing. Screaming. Having absolute FUN.</p><div class="captioned-image-container"><figure><a class="image-link image2" target="_blank" href="https://substackcdn.com/image/fetch/$s_!vU6-!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F67716099-79e7-4e47-aff4-e543eac79735_320x180.gif" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!vU6-!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F67716099-79e7-4e47-aff4-e543eac79735_320x180.gif 424w, https://substackcdn.com/image/fetch/$s_!vU6-!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F67716099-79e7-4e47-aff4-e543eac79735_320x180.gif 848w, https://substackcdn.com/image/fetch/$s_!vU6-!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F67716099-79e7-4e47-aff4-e543eac79735_320x180.gif 1272w, https://substackcdn.com/image/fetch/$s_!vU6-!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F67716099-79e7-4e47-aff4-e543eac79735_320x180.gif 1456w" sizes="100vw"><img src="https://substackcdn.com/image/fetch/$s_!vU6-!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F67716099-79e7-4e47-aff4-e543eac79735_320x180.gif" width="320" height="180" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/67716099-79e7-4e47-aff4-e543eac79735_320x180.gif&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:false,&quot;imageSize&quot;:&quot;normal&quot;,&quot;height&quot;:180,&quot;width&quot;:320,&quot;resizeWidth&quot;:320,&quot;bytes&quot;:1952425,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/gif&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:false,&quot;topImage&quot;:true,&quot;internalRedirect&quot;:&quot;https://nopaycheckneeded.substack.com/i/190286598?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F67716099-79e7-4e47-aff4-e543eac79735_320x180.gif&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:&quot;center&quot;,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!vU6-!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F67716099-79e7-4e47-aff4-e543eac79735_320x180.gif 424w, https://substackcdn.com/image/fetch/$s_!vU6-!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F67716099-79e7-4e47-aff4-e543eac79735_320x180.gif 848w, https://substackcdn.com/image/fetch/$s_!vU6-!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F67716099-79e7-4e47-aff4-e543eac79735_320x180.gif 1272w, https://substackcdn.com/image/fetch/$s_!vU6-!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F67716099-79e7-4e47-aff4-e543eac79735_320x180.gif 1456w" sizes="100vw" fetchpriority="high"></picture><div></div></div></a></figure></div><p>Man...</p><p>To me that&#8217;s one of the most beautiful sounds on earth.</p><h2>You know what hit me?</h2><p>We lose that as adults.</p><p>Somewhere along the way we decided &#8220;professional&#8221; and &#8220;fun&#8221; are like water and oil.</p><p>They aren&#8217;t supposed to mix.</p><p>So what happens?</p><p>BORING presentations.</p><p>Bland sales pages.</p><p>Sluggish sales.</p><p>Then we throw AI into the mix...</p><p>&#8220;Here&#8217;s the kicker...&#8221;</p><p>&#8220;Let&#8217;s dive in...&#8221;</p><p>And potential customers tune out because the smell the AI slop.</p><p>Most business owners look at their numbers and think...</p><p>*&#8221;We&#8217;ve got a trust problem.&#8221;*</p><p>It could be if you aren&#8217;t delivering on your promises.</p><h2>However, if you have stellar service but sluggish sales?</h2><p>Here&#8217;s what&#8217;s really happening...</p><p>We don&#8217;t have a trust recession.</p><p>We have a FUN recession.</p><p>People are STARVING for businesses that feel...human.</p><p>That make them smile.</p><p>That don&#8217;t sound like regurgitated AI slop from Robby the Robot.</p><p>Think about it...</p><p>When&#8217;s the last time you bought something from someone who bored you to tears?</p><p>Yeah&#8230; me neither.</p><h2>We&#8217;ve discovered a way to bring back the FUN in business.</h2><p>And it&#8217;s bringing in dozens to hundreds of ready-to-buy-now leads...</p><p>Telling us how much they&#8217;re willing to spend...</p><p>In 24 hours or less.</p><p>How?</p><p>We&#8217;re running 5 and 6-figure auctions inside of communities (No cameras either).</p><p>I&#8217;ve got a short bumbly Loom on how we&#8217;re doing it&#8230; want to see?</p><p>Comment &#8220;FUN&#8221; below if you&#8217;d like an invite.</p><p><strong>Let&#8217;s have FUN together,</strong></p><p><strong>Daniel Chadwick Boswell</strong></p><p>P.S. It's a blast watching everyone placing bigger and bigger bids in the comments. It goes CRAAAAZZZY.</p><div class="subscription-widget-wrap-editor" data-attrs="{&quot;url&quot;:&quot;https://thepiggybankingnewsletter.substack.com/subscribe?&quot;,&quot;text&quot;:&quot;Subscribe&quot;,&quot;language&quot;:&quot;en&quot;}" data-component-name="SubscribeWidgetToDOM"><div class="subscription-widget show-subscribe"><div class="preamble"><p class="cta-caption">No Paycheck Needed System Of Income is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber.</p></div><form class="subscription-widget-subscribe"><input type="email" class="email-input" name="email" placeholder="Type your email&#8230;" tabindex="-1"><input type="submit" class="button primary" value="Subscribe"><div class="fake-input-wrapper"><div class="fake-input"></div><div class="fake-button"></div></div></form></div></div>]]></content:encoded></item><item><title><![CDATA[Please read before DMing prospects again]]></title><description><![CDATA[It happened again this past week.]]></description><link>https://thepiggybankingnewsletter.substack.com/p/please-read-before-dming-prospects</link><guid isPermaLink="false">https://thepiggybankingnewsletter.substack.com/p/please-read-before-dming-prospects</guid><dc:creator><![CDATA[Chad Boswell]]></dc:creator><pubDate>Sun, 22 Feb 2026 15:23:03 GMT</pubDate><enclosure url="https://substackcdn.com/image/fetch/$s_!JEuu!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F3508bd3d-0793-48ea-b6fa-b079039e5a0d_526x708.jpeg" length="0" type="image/jpeg"/><content:encoded><![CDATA[<p>It happened again this past week.</p><p>Daniel here...</p><div class="subscription-widget-wrap-editor" data-attrs="{&quot;url&quot;:&quot;https://thepiggybankingnewsletter.substack.com/subscribe?&quot;,&quot;text&quot;:&quot;Subscribe&quot;,&quot;language&quot;:&quot;en&quot;}" data-component-name="SubscribeWidgetToDOM"><div class="subscription-widget show-subscribe"><div class="preamble"><p class="cta-caption">No Paycheck Needed System Of Income is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber.</p></div><form class="subscription-widget-subscribe"><input type="email" class="email-input" name="email" placeholder="Type your email&#8230;" tabindex="-1"><input type="submit" class="button primary" value="Subscribe"><div class="fake-input-wrapper"><div class="fake-input"></div><div class="fake-button"></div></div></form></div></div><p>New friend request from someone who seemed like a good person to connect with.</p><p>So I accepted.</p><p>Moments later?</p><p>I got hit with the pitch in the DMs.</p><p>This dude has a CRAZY new offer that&#8217;s going to get me leads out the wazoo.</p><h2>What did I do?</h2><p>I hit the block button and unfriended him immediately.</p><p>Then I posted a public warning to anyone that thinks they can friend request me and come in with the insta-PITCH.</p><p>Here&#8217;s the screenshot I used.</p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://go.nopaycheckneeded.com/beg2buy" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!JEuu!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F3508bd3d-0793-48ea-b6fa-b079039e5a0d_526x708.jpeg 424w, https://substackcdn.com/image/fetch/$s_!JEuu!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F3508bd3d-0793-48ea-b6fa-b079039e5a0d_526x708.jpeg 848w, https://substackcdn.com/image/fetch/$s_!JEuu!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F3508bd3d-0793-48ea-b6fa-b079039e5a0d_526x708.jpeg 1272w, https://substackcdn.com/image/fetch/$s_!JEuu!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F3508bd3d-0793-48ea-b6fa-b079039e5a0d_526x708.jpeg 1456w" sizes="100vw"><img src="https://substackcdn.com/image/fetch/$s_!JEuu!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F3508bd3d-0793-48ea-b6fa-b079039e5a0d_526x708.jpeg" width="526" height="708" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/3508bd3d-0793-48ea-b6fa-b079039e5a0d_526x708.jpeg&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:708,&quot;width&quot;:526,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:null,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:null,&quot;href&quot;:&quot;https://go.nopaycheckneeded.com/beg2buy&quot;,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:null,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!JEuu!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F3508bd3d-0793-48ea-b6fa-b079039e5a0d_526x708.jpeg 424w, https://substackcdn.com/image/fetch/$s_!JEuu!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F3508bd3d-0793-48ea-b6fa-b079039e5a0d_526x708.jpeg 848w, https://substackcdn.com/image/fetch/$s_!JEuu!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F3508bd3d-0793-48ea-b6fa-b079039e5a0d_526x708.jpeg 1272w, https://substackcdn.com/image/fetch/$s_!JEuu!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F3508bd3d-0793-48ea-b6fa-b079039e5a0d_526x708.jpeg 1456w" sizes="100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image"><svg role="img" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg"><g><title></title><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><p>My friend Erica, someone who has learned the art of preselling left me this comment:</p><p><em>&#8220;Opposite of make em beg to buy!!!&#8221;</em></p><p>She gets it.</p><p>Along with so many others who are in Travis Sago&#8217;s Mojo world.</p><p>See...</p><h2>Here&#8217;s what most marketers don&#8217;t understand.</h2><p>When you lead with the pitch...you&#8217;re asking someone to make a buying decision before they even know if they LIKE you.</p><p>It&#8217;s like proposing marriage on the first date.</p><p>And your prospect&#8217;s brain does what ANY normal person&#8217;s brain does when a stranger asks for commitment...</p><p>It runs.</p><p>Or in this case...blocks.</p><h2>The good news is...</h2><p>There&#8217;s a whole other way to do this.</p><p>A way where people are WAITING for us to make an offer.</p><p>Where they&#8217;re already sold before we ever mention price.</p><p>That&#8217;s preselling.</p><p>And when we get good at it?</p><p>We stop white-knuckling through sales calls hoping they say yes.</p><p>We stop getting ghosted after pitches.</p><p>In fact, we stop pitching all together.</p><p>We stop wondering why people who seemed interested suddenly disappear.</p><p>Because we&#8217;ve already done the work BEFORE the ask.</p><p>If you haven&#8217;t joined us yet in Travis&#8217;s Mojo world, picking up his book <em>Make Em&#8217; Beg To Buy From You</em> is a solid introduction.</p><p>Mastering the art of preselling won&#8217;t always guarantee sales because sometimes we give the right offer to the right person at the wrong time.</p><p>But, because we&#8217;ve eliminated the need to PITCH?</p><p>People won&#8217;t insta-BLOCK us when we reach out to them.</p><p>Even if they say NO to one offer...</p><p>They may say YES to another offer when the time is right.</p><p></p><p class="button-wrapper" data-attrs="{&quot;url&quot;:&quot;https://go.nopaycheckneeded.com/beg2buy&quot;,&quot;text&quot;:&quot;Grab Make Em' Beg To Buy From You Here&quot;,&quot;action&quot;:null,&quot;class&quot;:null}" data-component-name="ButtonCreateButton"><a class="button primary" href="https://go.nopaycheckneeded.com/beg2buy"><span>Grab Make Em' Beg To Buy From You Here</span></a></p><p></p><p><strong>Continue CHOOSING in 2026,</strong></p><p><strong>Daniel Boswell</strong></p><p>P.S. If you&#8217;ve ever sent a pitch and heard crickets...or worse, got blocked...this is for you.</p><p class="button-wrapper" data-attrs="{&quot;url&quot;:&quot;https://go.nopaycheckneeded.com/beg2buy&quot;,&quot;text&quot;:&quot;Fix the Insta-BLOCK here&quot;,&quot;action&quot;:null,&quot;class&quot;:null}" data-component-name="ButtonCreateButton"><a class="button primary" href="https://go.nopaycheckneeded.com/beg2buy"><span>Fix the Insta-BLOCK here</span></a></p><p></p><div class="subscription-widget-wrap-editor" data-attrs="{&quot;url&quot;:&quot;https://thepiggybankingnewsletter.substack.com/subscribe?&quot;,&quot;text&quot;:&quot;Subscribe&quot;,&quot;language&quot;:&quot;en&quot;}" data-component-name="SubscribeWidgetToDOM"><div class="subscription-widget show-subscribe"><div class="preamble"><p class="cta-caption">No Paycheck Needed System Of Income is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber.</p></div><form class="subscription-widget-subscribe"><input type="email" class="email-input" name="email" placeholder="Type your email&#8230;" tabindex="-1"><input type="submit" class="button primary" value="Subscribe"><div class="fake-input-wrapper"><div class="fake-input"></div><div class="fake-button"></div></div></form></div></div>]]></content:encoded></item><item><title><![CDATA["Lifetime" software that nickel-n-dimes you to death]]></title><description><![CDATA[When a "good deal" becomes a drain on the wallet...]]></description><link>https://thepiggybankingnewsletter.substack.com/p/lifetime-software-that-nickel-n-dimes</link><guid isPermaLink="false">https://thepiggybankingnewsletter.substack.com/p/lifetime-software-that-nickel-n-dimes</guid><dc:creator><![CDATA[Chad Boswell]]></dc:creator><pubDate>Sun, 15 Feb 2026 14:57:16 GMT</pubDate><enclosure url="https://substack-post-media.s3.amazonaws.com/public/images/ba921cf4-118d-459b-84d0-ce4b823be486_400x222.gif" length="0" type="image/jpeg"/><content:encoded><![CDATA[<p>Daniel here...</p><p>In late 2022...</p><div class="subscription-widget-wrap-editor" data-attrs="{&quot;url&quot;:&quot;https://thepiggybankingnewsletter.substack.com/subscribe?&quot;,&quot;text&quot;:&quot;Subscribe&quot;,&quot;language&quot;:&quot;en&quot;}" data-component-name="SubscribeWidgetToDOM"><div class="subscription-widget show-subscribe"><div class="preamble"><p class="cta-caption">No Paycheck Needed System Of Income is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber.</p></div><form class="subscription-widget-subscribe"><input type="email" class="email-input" name="email" placeholder="Type your email&#8230;" tabindex="-1"><input type="submit" class="button primary" value="Subscribe"><div class="fake-input-wrapper"><div class="fake-input"></div><div class="fake-button"></div></div></form></div></div><p>I was looking for new software to build my brand.</p><p>Then I see this ad...</p><p>&#8220;Lifetime access to Pipeline Pro - only $37!&#8221;</p><p>The picture in the ad was pretty funny.</p><p>A couple of dudes posing in front of a tombstone showing expensing funnel software in the grave.</p><p>I&#8217;m thinking...&#8221;at that price it&#8217;s a no brainer.&#8221;</p><p>So I buy it.</p><p>Then I get inside and realize...</p><p>I just bought a white labeled GoHighLevel subaccount.</p><p>Now here&#8217;s what&#8217;s funny to me...</p><p>I&#8217;d JUST cancelled my GHL subscription because I couldn&#8217;t keep paying $97/month.</p><p>But I convince myself it&#8217;s still a good deal.</p><p>I mean...it&#8217;s the same platform for a one-time $37.</p><p>Know what I mean?</p><h2>Then the nickel-n-dime antics started.</h2><div class="captioned-image-container"><figure><a class="image-link image2" target="_blank" href="https://substackcdn.com/image/fetch/$s_!T5nb!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ff178e174-d6f2-4cd8-a970-ff88ff87476b_400x222.gif" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!T5nb!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ff178e174-d6f2-4cd8-a970-ff88ff87476b_400x222.gif 424w, https://substackcdn.com/image/fetch/$s_!T5nb!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ff178e174-d6f2-4cd8-a970-ff88ff87476b_400x222.gif 848w, https://substackcdn.com/image/fetch/$s_!T5nb!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ff178e174-d6f2-4cd8-a970-ff88ff87476b_400x222.gif 1272w, https://substackcdn.com/image/fetch/$s_!T5nb!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ff178e174-d6f2-4cd8-a970-ff88ff87476b_400x222.gif 1456w" sizes="100vw"><img src="https://substackcdn.com/image/fetch/$s_!T5nb!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ff178e174-d6f2-4cd8-a970-ff88ff87476b_400x222.gif" width="400" height="222" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/f178e174-d6f2-4cd8-a970-ff88ff87476b_400x222.gif&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:222,&quot;width&quot;:400,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:681605,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/gif&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:&quot;https://nopaycheckneeded.substack.com/i/188039648?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ff178e174-d6f2-4cd8-a970-ff88ff87476b_400x222.gif&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!T5nb!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ff178e174-d6f2-4cd8-a970-ff88ff87476b_400x222.gif 424w, https://substackcdn.com/image/fetch/$s_!T5nb!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ff178e174-d6f2-4cd8-a970-ff88ff87476b_400x222.gif 848w, https://substackcdn.com/image/fetch/$s_!T5nb!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ff178e174-d6f2-4cd8-a970-ff88ff87476b_400x222.gif 1272w, https://substackcdn.com/image/fetch/$s_!T5nb!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ff178e174-d6f2-4cd8-a970-ff88ff87476b_400x222.gif 1456w" sizes="100vw" loading="lazy"></picture><div></div></div></a></figure></div><p>Want the automation suite?</p><p>Free trial...then $97/month.</p><p>Want to set up a custom email domain?</p><p>$250 for &#8220;Inbox Advantage.&#8221;</p><p>See what they did there?</p><p>&#8220;Lifetime&#8221; didn&#8217;t mean lifetime ACCESS to the tools.</p><p>It meant lifetime access to a platform that you can&#8217;t grow a business from without upgrading.</p><p>I had to PAY for the actual tools I needed.</p><p>I played this little game for about 5 months (see pic).</p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!JWNz!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F4912eed7-e8f9-4af3-a1f3-94ec4fb02bc3_1500x686.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!JWNz!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F4912eed7-e8f9-4af3-a1f3-94ec4fb02bc3_1500x686.png 424w, https://substackcdn.com/image/fetch/$s_!JWNz!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F4912eed7-e8f9-4af3-a1f3-94ec4fb02bc3_1500x686.png 848w, https://substackcdn.com/image/fetch/$s_!JWNz!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F4912eed7-e8f9-4af3-a1f3-94ec4fb02bc3_1500x686.png 1272w, https://substackcdn.com/image/fetch/$s_!JWNz!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F4912eed7-e8f9-4af3-a1f3-94ec4fb02bc3_1500x686.png 1456w" sizes="100vw"><img src="https://substackcdn.com/image/fetch/$s_!JWNz!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F4912eed7-e8f9-4af3-a1f3-94ec4fb02bc3_1500x686.png" width="1456" height="666" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/4912eed7-e8f9-4af3-a1f3-94ec4fb02bc3_1500x686.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:666,&quot;width&quot;:1456,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:null,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:null,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:null,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!JWNz!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F4912eed7-e8f9-4af3-a1f3-94ec4fb02bc3_1500x686.png 424w, https://substackcdn.com/image/fetch/$s_!JWNz!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F4912eed7-e8f9-4af3-a1f3-94ec4fb02bc3_1500x686.png 848w, https://substackcdn.com/image/fetch/$s_!JWNz!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F4912eed7-e8f9-4af3-a1f3-94ec4fb02bc3_1500x686.png 1272w, https://substackcdn.com/image/fetch/$s_!JWNz!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F4912eed7-e8f9-4af3-a1f3-94ec4fb02bc3_1500x686.png 1456w" sizes="100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image"><svg role="img" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg"><g><title></title><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><p>Early 2023, I killed all the upgrades.</p><p>I still have my &#8220;lifetime&#8221; account sitting there.</p><p>Haven&#8217;t touched it in 3 years.</p><p>Never will again.</p><p>A costly lesson in what most software companies mean by &#8220;lifetime.&#8221;</p><p>However, I found another software that really did give me everything I needed.</p><h2><strong>Systeme dot io.</strong></h2><p>I began with the Starter plan for $27 / mo then later upgraded to the Webinar plan for $47 / mo.</p><p>That&#8217;s what I&#8217;ve been using to manage my business and build my email list these last 3 years.</p><p>I&#8217;ve never stayed this long with any software and I&#8217;ve got no plans to leave.</p><p>Systeme has done a fantastic job of improving the software over that time...</p><p>They&#8217;ve added a lot of features that make it a competitive alternative to GHL&#8230;</p><p>But, they haven&#8217;t increased the price or forced an upgrade on their users.</p><p>Just more value for the price we&#8217;re already paying each month.</p><p>They even recently opened up sub-accounts.</p><p>These sub-accounts aren&#8217;t throttled either.</p><p>Each one has all the full features of the main account holder.</p><h2>That gave me an idea that might just be dumb but here goes...</h2><p>I&#8217;m considering auctioning off a lifetime Systeme dot io sub-account...</p><p>With the SAME bells and whistles that I enjoy...</p><p>WITHOUT monthly fees, nickel-n-diming, or &#8220;upgrade to unlock this feature&#8221; garbage.</p><p>Just the full suite of tools.</p><p>For life.</p><p>My question to you is...</p><p>Would you bid at least $1 to get it?</p><p class="button-wrapper" data-attrs="{&quot;url&quot;:&quot;https://go.nopaycheckneeded.com/systeme-io-lifetime-auction-poll&quot;,&quot;text&quot;:&quot;Let me know here&quot;,&quot;action&quot;:null,&quot;class&quot;:null}" data-component-name="ButtonCreateButton"><a class="button primary" href="https://go.nopaycheckneeded.com/systeme-io-lifetime-auction-poll"><span>Let me know here</span></a></p><p>My friend Tom is letting me run the auction in his group if there&#8217;s enough interest.</p><p>He&#8217;s got some awesome money making action going on.</p><p>So, even if you don&#8217;t bid, there&#8217;s still great stuff to help you grow.</p><p><strong>Continue CHOOSING in 2026,</strong></p><p><strong>Daniel Boswell</strong></p><p>P.S. I learned the hard way that &#8220;lifetime&#8221; usually comes with an asterisk the size of Texas.</p><p>This won&#8217;t be one of those deals.</p><p class="button-wrapper" data-attrs="{&quot;url&quot;:&quot;https://go.nopaycheckneeded.com/systeme-io-lifetime-auction-poll&quot;,&quot;text&quot;:&quot;Tell me if you'd bid $1&quot;,&quot;action&quot;:null,&quot;class&quot;:null}" data-component-name="ButtonCreateButton"><a class="button primary" href="https://go.nopaycheckneeded.com/systeme-io-lifetime-auction-poll"><span>Tell me if you'd bid $1</span></a></p><div class="subscription-widget-wrap-editor" data-attrs="{&quot;url&quot;:&quot;https://thepiggybankingnewsletter.substack.com/subscribe?&quot;,&quot;text&quot;:&quot;Subscribe&quot;,&quot;language&quot;:&quot;en&quot;}" data-component-name="SubscribeWidgetToDOM"><div class="subscription-widget show-subscribe"><div class="preamble"><p class="cta-caption">No Paycheck Needed System Of Income is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber.</p></div><form class="subscription-widget-subscribe"><input type="email" class="email-input" name="email" placeholder="Type your email&#8230;" tabindex="-1"><input type="submit" class="button primary" value="Subscribe"><div class="fake-input-wrapper"><div class="fake-input"></div><div class="fake-button"></div></div></form></div></div>]]></content:encoded></item><item><title><![CDATA[ $10 Milli for 30 seconds (and most peeps still won't buy it)]]></title><description><![CDATA[So the Super Bowl is today.]]></description><link>https://thepiggybankingnewsletter.substack.com/p/10-milli-for-30-seconds-and-most</link><guid isPermaLink="false">https://thepiggybankingnewsletter.substack.com/p/10-milli-for-30-seconds-and-most</guid><dc:creator><![CDATA[Chad Boswell]]></dc:creator><pubDate>Mon, 09 Feb 2026 02:14:00 GMT</pubDate><enclosure url="https://images.unsplash.com/photo-1555041469-bd92a4a4d538?crop=entropy&amp;cs=tinysrgb&amp;fit=max&amp;fm=jpg&amp;ixid=M3wzMDAzMzh8MHwxfHNlYXJjaHwxMXx8c3VwZXIlMjBib3dsfGVufDB8fHx8MTc3MDQ4MzU5N3ww&amp;ixlib=rb-4.1.0&amp;q=80&amp;w=1080" length="0" type="image/jpeg"/><content:encoded><![CDATA[<p>So the Super Bowl is today.</p><p>Truth is?</p><div class="subscription-widget-wrap-editor" data-attrs="{&quot;url&quot;:&quot;https://thepiggybankingnewsletter.substack.com/subscribe?&quot;,&quot;text&quot;:&quot;Subscribe&quot;,&quot;language&quot;:&quot;en&quot;}" data-component-name="SubscribeWidgetToDOM"><div class="subscription-widget show-subscribe"><div class="preamble"><p class="cta-caption">No Paycheck Needed System Of Income is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber.</p></div><form class="subscription-widget-subscribe"><input type="email" class="email-input" name="email" placeholder="Type your email&#8230;" tabindex="-1"><input type="submit" class="button primary" value="Subscribe"><div class="fake-input-wrapper"><div class="fake-input"></div><div class="fake-button"></div></div></form></div></div><p>I don&#8217;t give a crap.</p><p>Never been a sports guy....</p><p>American Football is kinda meh.</p><p>I might watch...but only for the commercials.</p><p>Some are great and others are terrible.</p><p>Businesses dropping $8 million to $10 million for 30 seconds in front of 130 million eyeballs.</p><p>That&#8217;s insane money.</p><p>And here&#8217;s the thing I know about myself...</p><p>Even when a commercial makes me laugh or gets me all warm and fuzzy...</p><p>I almost NEVER go buy the thing they just spent millions on.</p><p>I have a feeling I&#8217;m not alone.</p><p>The data backs this up too.</p><p>Direct ROI on these ads?</p><p>Pretty terrible actually.</p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://images.unsplash.com/photo-1555041469-bd92a4a4d538?crop=entropy&amp;cs=tinysrgb&amp;fit=max&amp;fm=jpg&amp;ixid=M3wzMDAzMzh8MHwxfHNlYXJjaHwxMXx8c3VwZXIlMjBib3dsfGVufDB8fHx8MTc3MDQ4MzU5N3ww&amp;ixlib=rb-4.1.0&amp;q=80&amp;w=1080" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://images.unsplash.com/photo-1555041469-bd92a4a4d538?crop=entropy&amp;cs=tinysrgb&amp;fit=max&amp;fm=jpg&amp;ixid=M3wzMDAzMzh8MHwxfHNlYXJjaHwxMXx8c3VwZXIlMjBib3dsfGVufDB8fHx8MTc3MDQ4MzU5N3ww&amp;ixlib=rb-4.1.0&amp;q=80&amp;w=1080 424w, https://images.unsplash.com/photo-1555041469-bd92a4a4d538?crop=entropy&amp;cs=tinysrgb&amp;fit=max&amp;fm=jpg&amp;ixid=M3wzMDAzMzh8MHwxfHNlYXJjaHwxMXx8c3VwZXIlMjBib3dsfGVufDB8fHx8MTc3MDQ4MzU5N3ww&amp;ixlib=rb-4.1.0&amp;q=80&amp;w=1080 848w, https://images.unsplash.com/photo-1555041469-bd92a4a4d538?crop=entropy&amp;cs=tinysrgb&amp;fit=max&amp;fm=jpg&amp;ixid=M3wzMDAzMzh8MHwxfHNlYXJjaHwxMXx8c3VwZXIlMjBib3dsfGVufDB8fHx8MTc3MDQ4MzU5N3ww&amp;ixlib=rb-4.1.0&amp;q=80&amp;w=1080 1272w, https://images.unsplash.com/photo-1555041469-bd92a4a4d538?crop=entropy&amp;cs=tinysrgb&amp;fit=max&amp;fm=jpg&amp;ixid=M3wzMDAzMzh8MHwxfHNlYXJjaHwxMXx8c3VwZXIlMjBib3dsfGVufDB8fHx8MTc3MDQ4MzU5N3ww&amp;ixlib=rb-4.1.0&amp;q=80&amp;w=1080 1456w" sizes="100vw"><img src="https://images.unsplash.com/photo-1555041469-bd92a4a4d538?crop=entropy&amp;cs=tinysrgb&amp;fit=max&amp;fm=jpg&amp;ixid=M3wzMDAzMzh8MHwxfHNlYXJjaHwxMXx8c3VwZXIlMjBib3dsfGVufDB8fHx8MTc3MDQ4MzU5N3ww&amp;ixlib=rb-4.1.0&amp;q=80&amp;w=1080" width="412" height="618" data-attrs="{&quot;src&quot;:&quot;https://images.unsplash.com/photo-1555041469-bd92a4a4d538?crop=entropy&amp;cs=tinysrgb&amp;fit=max&amp;fm=jpg&amp;ixid=M3wzMDAzMzh8MHwxfHNlYXJjaHwxMXx8c3VwZXIlMjBib3dsfGVufDB8fHx8MTc3MDQ4MzU5N3ww&amp;ixlib=rb-4.1.0&amp;q=80&amp;w=1080&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:false,&quot;imageSize&quot;:&quot;normal&quot;,&quot;height&quot;:5760,&quot;width&quot;:3840,&quot;resizeWidth&quot;:412,&quot;bytes&quot;:null,&quot;alt&quot;:&quot;person in blue NBA Dallas Mavericks crew neck shirt sitting while holding bowl with potato chips&quot;,&quot;title&quot;:null,&quot;type&quot;:&quot;image/jpg&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:null,&quot;isProcessing&quot;:false,&quot;align&quot;:&quot;center&quot;,&quot;offset&quot;:false}" class="sizing-normal" alt="person in blue NBA Dallas Mavericks crew neck shirt sitting while holding bowl with potato chips" title="person in blue NBA Dallas Mavericks crew neck shirt sitting while holding bowl with potato chips" srcset="https://images.unsplash.com/photo-1555041469-bd92a4a4d538?crop=entropy&amp;cs=tinysrgb&amp;fit=max&amp;fm=jpg&amp;ixid=M3wzMDAzMzh8MHwxfHNlYXJjaHwxMXx8c3VwZXIlMjBib3dsfGVufDB8fHx8MTc3MDQ4MzU5N3ww&amp;ixlib=rb-4.1.0&amp;q=80&amp;w=1080 424w, https://images.unsplash.com/photo-1555041469-bd92a4a4d538?crop=entropy&amp;cs=tinysrgb&amp;fit=max&amp;fm=jpg&amp;ixid=M3wzMDAzMzh8MHwxfHNlYXJjaHwxMXx8c3VwZXIlMjBib3dsfGVufDB8fHx8MTc3MDQ4MzU5N3ww&amp;ixlib=rb-4.1.0&amp;q=80&amp;w=1080 848w, https://images.unsplash.com/photo-1555041469-bd92a4a4d538?crop=entropy&amp;cs=tinysrgb&amp;fit=max&amp;fm=jpg&amp;ixid=M3wzMDAzMzh8MHwxfHNlYXJjaHwxMXx8c3VwZXIlMjBib3dsfGVufDB8fHx8MTc3MDQ4MzU5N3ww&amp;ixlib=rb-4.1.0&amp;q=80&amp;w=1080 1272w, https://images.unsplash.com/photo-1555041469-bd92a4a4d538?crop=entropy&amp;cs=tinysrgb&amp;fit=max&amp;fm=jpg&amp;ixid=M3wzMDAzMzh8MHwxfHNlYXJjaHwxMXx8c3VwZXIlMjBib3dsfGVufDB8fHx8MTc3MDQ4MzU5N3ww&amp;ixlib=rb-4.1.0&amp;q=80&amp;w=1080 1456w" sizes="100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image"><svg role="img" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg"><g><title></title><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a><figcaption class="image-caption">Photo by <a href="https://unsplash.com/@phillipgold">Phillip Goldsberry</a> on <a href="https://unsplash.com">Unsplash</a></figcaption></figure></div><p>Think about it...</p><p>Businesses spending millions to interrupt people who are there for the game (or commercials).</p><p>They&#8217;re not looking for products.</p><p>They&#8217;re not in buying mode.</p><p>They&#8217;re reaching for another chicken wing.</p><p>Now compare that to what my buddy Tony Teegarden just did...</p><p>He ran what we call a &#8220;FUN auction&#8221; at the end of December.</p><p>3 hours.</p><p>Pulled in just under $100k.</p><p>Zero ad spend to get in front of strangers.</p><p>How?</p><p>He made a deal with someone who already had the audience he wanted.</p><p>Someone whose people ALREADY trusted them.</p><p>And because of that one campaign...</p><p>That partner is now handing Tony a 200,000 person list to run another campaign.</p><p>See the difference?</p><p>Super Bowl ads = spray and pray to cold strangers eating nachos</p><p>Deal making = warm audience of peeps who are already primed</p><p>One costs millions and hopes for brand recognition.</p><p>The other costs nothing and builds a business with people ready to pay $10k-$25k.</p><p>I just finished my second interview with Tony inside the PiggyBANKING Brand Creators group.</p><p>We break down the entire playbook for building what we call a &#8220;PiggyBANKING brand&#8221; without spending millions to get in front of large audiences.</p><p>The whole strategy for:</p><p>- Finding the right partners</p><p>- Structuring deals that work for everyone</p><p>- Running simple campaigns that produce big results</p><p>- Getting access to audiences that can actually afford high-ticket offers</p><p class="button-wrapper" data-attrs="{&quot;url&quot;:&quot;https://go.nopaycheckneeded.com/piggybanking-brand-creators&quot;,&quot;text&quot;:&quot;Get the whole playbook&quot;,&quot;action&quot;:null,&quot;class&quot;:null}" data-component-name="ButtonCreateButton"><a class="button primary" href="https://go.nopaycheckneeded.com/piggybanking-brand-creators"><span>Get the whole playbook</span></a></p><p>No $8 million ad buys required.</p><p>Just smart deals with the right people.</p><p><strong>Continue CHOOSING in 2026,</strong></p><p><strong>Daniel Chadwick</strong></p><p><strong> Boswell</strong></p><p>P.S. If you&#8217;ve been spinning your wheels with organic or thinking paid ads are your only option to reach bigger audiences...this is worth seeing. Tony&#8217;s proof that there&#8217;s a better way.</p><div class="subscription-widget-wrap-editor" data-attrs="{&quot;url&quot;:&quot;https://thepiggybankingnewsletter.substack.com/subscribe?&quot;,&quot;text&quot;:&quot;Subscribe&quot;,&quot;language&quot;:&quot;en&quot;}" data-component-name="SubscribeWidgetToDOM"><div class="subscription-widget show-subscribe"><div class="preamble"><p class="cta-caption">No Paycheck Needed System Of Income is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber.</p></div><form class="subscription-widget-subscribe"><input type="email" class="email-input" name="email" placeholder="Type your email&#8230;" tabindex="-1"><input type="submit" class="button primary" value="Subscribe"><div class="fake-input-wrapper"><div class="fake-input"></div><div class="fake-button"></div></div></form></div></div>]]></content:encoded></item><item><title><![CDATA[Still trading hours to bring home the bacon in 2026?]]></title><description><![CDATA[Over the Christmas break I did something I don't usually do.]]></description><link>https://thepiggybankingnewsletter.substack.com/p/still-trading-hours-to-bring-home</link><guid isPermaLink="false">https://thepiggybankingnewsletter.substack.com/p/still-trading-hours-to-bring-home</guid><dc:creator><![CDATA[Chad Boswell]]></dc:creator><pubDate>Sun, 18 Jan 2026 19:25:20 GMT</pubDate><enclosure url="https://substackcdn.com/image/fetch/$s_!4QND!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F301f51fd-a4db-4cbd-86fc-2b9dc0d9d329_618x463.gif" length="0" type="image/jpeg"/><content:encoded><![CDATA[<p>I built some stuff.</p><p>Al Borland would be proud.</p><div class="subscription-widget-wrap-editor" data-attrs="{&quot;url&quot;:&quot;https://thepiggybankingnewsletter.substack.com/subscribe?&quot;,&quot;text&quot;:&quot;Subscribe&quot;,&quot;language&quot;:&quot;en&quot;}" data-component-name="SubscribeWidgetToDOM"><div class="subscription-widget show-subscribe"><div class="preamble"><p class="cta-caption">No Paycheck Needed System Of Income is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber.</p></div><form class="subscription-widget-subscribe"><input type="email" class="email-input" name="email" placeholder="Type your email&#8230;" tabindex="-1"><input type="submit" class="button primary" value="Subscribe"><div class="fake-input-wrapper"><div class="fake-input"></div><div class="fake-button"></div></div></form></div></div><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!4QND!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F301f51fd-a4db-4cbd-86fc-2b9dc0d9d329_618x463.gif" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!4QND!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F301f51fd-a4db-4cbd-86fc-2b9dc0d9d329_618x463.gif 424w, https://substackcdn.com/image/fetch/$s_!4QND!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F301f51fd-a4db-4cbd-86fc-2b9dc0d9d329_618x463.gif 848w, https://substackcdn.com/image/fetch/$s_!4QND!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F301f51fd-a4db-4cbd-86fc-2b9dc0d9d329_618x463.gif 1272w, https://substackcdn.com/image/fetch/$s_!4QND!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F301f51fd-a4db-4cbd-86fc-2b9dc0d9d329_618x463.gif 1456w" sizes="100vw"><img src="https://substackcdn.com/image/fetch/$s_!4QND!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F301f51fd-a4db-4cbd-86fc-2b9dc0d9d329_618x463.gif" width="618" height="463" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/301f51fd-a4db-4cbd-86fc-2b9dc0d9d329_618x463.gif&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:463,&quot;width&quot;:618,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:4145532,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/gif&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:false,&quot;topImage&quot;:true,&quot;internalRedirect&quot;:&quot;https://nopaycheckneeded.substack.com/i/184987952?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F301f51fd-a4db-4cbd-86fc-2b9dc0d9d329_618x463.gif&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!4QND!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F301f51fd-a4db-4cbd-86fc-2b9dc0d9d329_618x463.gif 424w, https://substackcdn.com/image/fetch/$s_!4QND!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F301f51fd-a4db-4cbd-86fc-2b9dc0d9d329_618x463.gif 848w, https://substackcdn.com/image/fetch/$s_!4QND!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F301f51fd-a4db-4cbd-86fc-2b9dc0d9d329_618x463.gif 1272w, https://substackcdn.com/image/fetch/$s_!4QND!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F301f51fd-a4db-4cbd-86fc-2b9dc0d9d329_618x463.gif 1456w" sizes="100vw" fetchpriority="high"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image"><svg role="img" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg"><g><title></title><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><p>Daniel here.</p><p>Put together my gaming chair and one of those outdoor patio propane heaters.</p><p>Now...</p><p>My hands get shaky.</p><p>Fine motor skill work?</p><p>Harder now since becoming a type 2 diabetic.</p><p>Threading tiny screws through metal brackets while your hands are doing their own shake n&#8217; bake gets frustrating fast.</p><p>But I did it anyway.</p><p>My gaming chair?</p><p>Still holding together. &#9989;</p><p>The outdoor heater?</p><p>Didn&#8217;t blow up in my face. &#9989;</p><p>(Small victories, right?)</p><h2><strong>Here&#8217;s what made the difference...</strong></h2><p>The instructions were already there.</p><p>The tools were already packaged in.</p><p>I didn&#8217;t have to figure out what size Allen wrench I needed.</p><p>Didn&#8217;t have to Google &#8220;how to assemble patio heater without dying.&#8221;</p><p>Everything I needed was right there in the box. &#128230;</p><p>See...</p><p>That&#8217;s the thing about deal making that nobody talks about.</p><p>You&#8217;re sitting there at your day job... &#127970;</p><p>Thinking about how you want to supplement that income with deals.</p><p>$10k deals. $25k deals. Maybe even $100k deals. &#128176;</p><p>But you&#8217;re shaky because you don&#8217;t know what steps come first.</p><p>You&#8217;re Googling &#8220;how to find deals&#8221; and getting stuff about coupons or maybe something related to real estate investing. &#129327;</p><p>And meanwhile...</p><p>You&#8217;re still clocking in.</p><p>Still trading hours to bring home the bacon. &#9200;&#128181;</p><h2><strong>The real problem?</strong></h2><p>You don&#8217;t need more 411 about deal making.</p><p>You need the tools already packaged in. &#128736;&#65039;</p><p>You need the instructions that say &#8220;Step 1, Step 2, Step 3.&#8221;</p><p>That&#8217;s why I&#8217;m considering putting together the PiggyBANKERS Deal Makin&#8217; Bacon package. &#129363;</p><p>Tools and instructions to get started as a deal maker.</p><p>Without spending the next 6 months trying to figure out what goes where.</p><p><strong>Would this be useful to you?</strong></p><p><strong>Comment with a 1 - 10.</strong></p><p>10 - &#8220;Yes, smells delicious! I want the tools and instructions to bring home deal makin&#8217; bacon!&#8221;</p><p>1 - &#8220;Yuck! Smells like burnt bacon to me. I prefer my bacon the old fashion way.&#8221;</p><p><strong>Continue CHOOSING in 2026,</strong></p><p><strong>Daniel Chadwick Boswell</strong></p><p>P.S. My gaming chair is holding up great almost a month later. &#127918;</p><p>Turns out when you have the right tools and clear instructions, even shaky hands can build something solid.</p><p>Same goes for deals. &#129309;</p><div class="subscription-widget-wrap-editor" data-attrs="{&quot;url&quot;:&quot;https://thepiggybankingnewsletter.substack.com/subscribe?&quot;,&quot;text&quot;:&quot;Subscribe&quot;,&quot;language&quot;:&quot;en&quot;}" data-component-name="SubscribeWidgetToDOM"><div class="subscription-widget show-subscribe"><div class="preamble"><p class="cta-caption">No Paycheck Needed System Of Income is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber.</p></div><form class="subscription-widget-subscribe"><input type="email" class="email-input" name="email" placeholder="Type your email&#8230;" tabindex="-1"><input type="submit" class="button primary" value="Subscribe"><div class="fake-input-wrapper"><div class="fake-input"></div><div class="fake-button"></div></div></form></div></div>]]></content:encoded></item><item><title><![CDATA[Starting 2026 off as the CHOOSER]]></title><description><![CDATA[Killed a deal to kick off the new year...]]></description><link>https://thepiggybankingnewsletter.substack.com/p/starting-2026-off-as-the-chooser</link><guid isPermaLink="false">https://thepiggybankingnewsletter.substack.com/p/starting-2026-off-as-the-chooser</guid><dc:creator><![CDATA[Chad Boswell]]></dc:creator><pubDate>Sun, 04 Jan 2026 15:11:03 GMT</pubDate><enclosure url="https://substackcdn.com/image/fetch/$s_!trZp!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F26433090-0038-46c3-9440-a7f84106a832_1080x1920.jpeg" length="0" type="image/jpeg"/><content:encoded><![CDATA[<div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!trZp!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F26433090-0038-46c3-9440-a7f84106a832_1080x1920.jpeg" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!trZp!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F26433090-0038-46c3-9440-a7f84106a832_1080x1920.jpeg 424w, https://substackcdn.com/image/fetch/$s_!trZp!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F26433090-0038-46c3-9440-a7f84106a832_1080x1920.jpeg 848w, https://substackcdn.com/image/fetch/$s_!trZp!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F26433090-0038-46c3-9440-a7f84106a832_1080x1920.jpeg 1272w, https://substackcdn.com/image/fetch/$s_!trZp!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F26433090-0038-46c3-9440-a7f84106a832_1080x1920.jpeg 1456w" sizes="100vw"><img src="https://substackcdn.com/image/fetch/$s_!trZp!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F26433090-0038-46c3-9440-a7f84106a832_1080x1920.jpeg" width="1080" height="1920" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/26433090-0038-46c3-9440-a7f84106a832_1080x1920.jpeg&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:1920,&quot;width&quot;:1080,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:1466211,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/jpeg&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:false,&quot;topImage&quot;:true,&quot;internalRedirect&quot;:&quot;https://nopaycheckneeded.substack.com/i/183446802?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F26433090-0038-46c3-9440-a7f84106a832_1080x1920.jpeg&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!trZp!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F26433090-0038-46c3-9440-a7f84106a832_1080x1920.jpeg 424w, https://substackcdn.com/image/fetch/$s_!trZp!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F26433090-0038-46c3-9440-a7f84106a832_1080x1920.jpeg 848w, https://substackcdn.com/image/fetch/$s_!trZp!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F26433090-0038-46c3-9440-a7f84106a832_1080x1920.jpeg 1272w, https://substackcdn.com/image/fetch/$s_!trZp!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F26433090-0038-46c3-9440-a7f84106a832_1080x1920.jpeg 1456w" sizes="100vw" fetchpriority="high"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image"><svg role="img" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg"><g><title></title><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><p>So, I killed a deal at lunch on the 1st because the partner couldn&#8217;t get me CRM access.</p><p>He got sick with food poisoning before Christmas and we pushed the first email to the 1st.</p><div class="subscription-widget-wrap-editor" data-attrs="{&quot;url&quot;:&quot;https://thepiggybankingnewsletter.substack.com/subscribe?&quot;,&quot;text&quot;:&quot;Subscribe&quot;,&quot;language&quot;:&quot;en&quot;}" data-component-name="SubscribeWidgetToDOM"><div class="subscription-widget show-subscribe"><div class="preamble"><p class="cta-caption">No Paycheck Needed System Of Income is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber.</p></div><form class="subscription-widget-subscribe"><input type="email" class="email-input" name="email" placeholder="Type your email&#8230;" tabindex="-1"><input type="submit" class="button primary" value="Subscribe"><div class="fake-input-wrapper"><div class="fake-input"></div><div class="fake-button"></div></div></form></div></div><p>I was told 5 or 6 times I&#8217;d have CRM access &#8220;today&#8221;.</p><p>Never happened.</p><p>I told him I needed it by Wednesday morning so I could run tests and make sure everything was working.</p><p>I followed up at around 11 am asking about access.</p><p>Silence.</p><p>I saw multiple times he was online on Facebook.</p><p>We both knew the 1st was launch day.</p><p>The former CHASER part of me wanted to make excuses for him.</p><p>Did I really want to flush away an opportunity to make $6k per sale?</p><p>But the CHOOSER part of me realized that if its this difficult to get CRM access...</p><p>What&#8217;s it going to be like on pay day when I bring in sales?</p><p>After some quick advice from the deal making master Tony Teegarden on how to approach the partner...</p><p>I killed the deal.</p><p>I told him Peanut Butter and Mustard are perfectly fine but don&#8217;t make a good sammich.</p><p><strong>Guess what happened in less that 2 minutes?</strong></p><p>He replied.</p><p>What&#8217;s done is done and no going back.</p><p>The funny part is...</p><p>I thought kicking off a campaign on January 1st would be a great start to the year.</p><p>But honestly?</p><p>Killing a campaign before it becomes a headache to me and my finances was a much better start!</p><p>Continue CHOOSING in 2026,<br><br>Daniel Boswell</p><p>BTW, after I killed the deal, Tony told me he just did the same thing with a partner that wanted 150 peeps in their $24k program.</p><p>He didn&#8217;t flinch about the money he &#8220;could have made&#8221;...</p><p>There&#8217;s so many businesses right now that need deal makers?</p><p>No amount of money is worth hanging onto a bad partner over.</p><p class="button-wrapper" data-attrs="{&quot;url&quot;:&quot;https://nopaycheckneeded.substack.com/p/2016-goals-vs-2025-goals?r=1pgtxn&quot;,&quot;text&quot;:&quot;See CHOOSER vs CHASER here&quot;,&quot;action&quot;:null,&quot;class&quot;:null}" data-component-name="ButtonCreateButton"><a class="button primary" href="https://nopaycheckneeded.substack.com/p/2016-goals-vs-2025-goals?r=1pgtxn"><span>See CHOOSER vs CHASER here</span></a></p><p></p><div class="subscription-widget-wrap-editor" data-attrs="{&quot;url&quot;:&quot;https://thepiggybankingnewsletter.substack.com/subscribe?&quot;,&quot;text&quot;:&quot;Subscribe&quot;,&quot;language&quot;:&quot;en&quot;}" data-component-name="SubscribeWidgetToDOM"><div class="subscription-widget show-subscribe"><div class="preamble"><p class="cta-caption">No Paycheck Needed System Of Income is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber.</p></div><form class="subscription-widget-subscribe"><input type="email" class="email-input" name="email" placeholder="Type your email&#8230;" tabindex="-1"><input type="submit" class="button primary" value="Subscribe"><div class="fake-input-wrapper"><div class="fake-input"></div><div class="fake-button"></div></div></form></div></div>]]></content:encoded></item><item><title><![CDATA[What a Successful PiggyBANKING Brand Looks Like]]></title><description><![CDATA[My interview with PiggyBANKER Tony Teegarden]]></description><link>https://thepiggybankingnewsletter.substack.com/p/what-a-successful-piggybanking-brand</link><guid isPermaLink="false">https://thepiggybankingnewsletter.substack.com/p/what-a-successful-piggybanking-brand</guid><dc:creator><![CDATA[Chad Boswell]]></dc:creator><pubDate>Sun, 14 Dec 2025 20:30:44 GMT</pubDate><enclosure url="https://api.substack.com/feed/podcast/181617850/1dd94f5022bb2de2a8ab9b5fd4c9f244.mp3" length="0" type="audio/mpeg"/><content:encoded><![CDATA[<p>I used to think the only way to win was to become the go to expert.</p><p> I was grinding, building brand assets, and burning out. &#128293;</p><p>It kept me stuck in the &#8220;brand creation trap.&#8221;</p><p>Then I saw what guys like Tony Teegarden were doing. </p><p>He spent 10 years immersed in Travis&#8217;s IP (dealmaking).</p><p>He didn&#8217;t create the core concept. He *mastered* it. &#129504;</p><p>Tony leveraged that mastery and the IP to write his own book, launch his own brands, and create his own spin-offs (like the Flood Maker).</p><p>He piggyBANKED. &#127974;</p><p>I realized I didn&#8217;t need to be the originator. </p><p>I needed to be the *curator* and *master* of existing, proven frameworks.</p><p>It made life so much easier. &#128524;</p><p>Tony&#8217;s biggest wins ($364k, $500k+) came from applying a proven model (Travis&#8217;s Rainmaker) and putting his own nimble spin on it (Flood Maker).</p><p>That&#8217;s authority through curation. &#127942;</p><p>Trying to build a brand from scratch is the long way to Grandma&#8217;s house. I was tired of the long way.</p><p>Leveraging IP is the PiggyBANKING brand shortcut. &#128640;</p><p>Stop the 5-year grind. </p><p>Grab a 7 day free trial and watch the full interview with Tony Teegarden. &#127916;</p><p></p><h2>The Big Ideas Behind a Successful PiggyBANKING Brand</h2><div><hr></div><h3>1. You Don&#8217;t Need Original Genius &#8212; You Need a Proven Engine &#9881;&#65039;</h3><ul><li><p>Tony built his brand by <strong>leveraging Travis&#8217;s IP</strong>, not inventing everything from scratch.</p></li><li><p>He <strong>implemented it hard</strong>, got real results, and people started asking for help.</p></li><li><p>PiggyBANKING = <strong>use someone else&#8217;s proven IP as the engine</strong>, then layer on:</p><ul><li><p>Your story</p></li><li><p>Your personality</p></li><li><p>Your own angle</p></li></ul></li></ul><p>You don&#8217;t have to be the wizard. You just need to drive a really good engine and make it <em>yours</em>. &#128663;&#128168;</p><div><hr></div><h3>2. Social Equity Makes Everything Easier &#129309;</h3><ul><li><p>Tony had been a deal maker since <strong>2015</strong> building a <strong>portfolio of successful deals</strong>.</p></li><li><p>That &#8220;social equity&#8221; helped his PiggyBANKING brand stick.</p></li></ul><p><strong>Key move for you:</strong><br>Start publishing and <strong>documenting your implementation</strong> of the IP you&#8217;re using. Even a tiny but trusting audience is enough to start. &#128236;</p><div><hr></div><h3>3. Your Before/After Story <em>Is</em> the Brand &#128260;</h3><ul><li><p>Tony went from <strong>burned-out service provider</strong> (doing everything) to <strong>deal partner</strong> (more money, less grind).</p></li><li><p>The story wasn&#8217;t just &#8220;I make more money now,&#8221; but:</p></li></ul><blockquote><p>&#8220;I changed <em>how</em> I earn, using this IP.&#8221;</p></blockquote><p>Your PiggyBANKING Brand needs:</p><ul><li><p>A clear <strong>before</strong> (what sucked &#128555;)</p></li><li><p>A clear <strong>after</strong> (what changed because you used this IP &#128524;)</p></li></ul><p>That transformation is what people actually buy.</p><div><hr></div><h3>4. Build a Conceptual Brand, Not Just Tactics &#129504;</h3><ul><li><p>Tony launched <strong>The Meaningful Man</strong>:</p><ul><li><p>Not just about deals or cash</p></li><li><p>About meaning in money, health, relationships, life</p></li></ul></li><li><p>He used his <strong>dealmaking results</strong> as <em>proof</em> of that deeper theme.</p></li></ul><p>Your move:</p><ul><li><p>Create your own &#8220;Meaningful Man&#8221;&#8211;style wrapper:</p><ul><li><p>A simple concept that sits <strong>above</strong> the tactics.</p></li></ul></li><li><p>Then use your wins as <strong>evidence</strong> of that identity. &#128200;</p></li></ul><p>Not just &#8220;here&#8217;s a funnel,&#8221; but &#8220;here&#8217;s the kind of life and business this funnel enables.&#8221;</p><div><hr></div><h3>5. Immerse in the IP, Then Create Your Own Spin &#129514;</h3><ul><li><p>Tony spent ~10 years <strong>deep in Travis&#8217;s world</strong> (calls, webinars, campaigns).</p></li><li><p>From there, he created his own variations:</p><ul><li><p><strong>Quiet Little Launch</strong></p></li><li><p><strong>Flood Maker</strong> (a faster, condensed version of Rainmaker)</p></li></ul></li><li><p>These were still rooted in Travis&#8217;s ideas, but optimized for <strong>Tony&#8217;s style</strong> and constraints.</p></li></ul><p>Principle:</p><blockquote><p>First <strong>master</strong>, then <strong>modify</strong>, then <strong>name</strong> your own frameworks. &#127991;&#65039;</p></blockquote><p>That&#8217;s how you stop being &#8220;student&#8221; and start being &#8220;creator.&#8221;</p><div><hr></div><h3>6. From Affiliate &#8594; Partner &#8594; Licensor &#128257;</h3><p>Tony&#8217;s evolution:</p><ol><li><p><strong>Affiliate / licensee</strong></p><ul><li><p>Promoted Travis&#8217;s offers (e.g., 30-Year Wealth Shortcut) and got paid. &#128181;</p></li></ul></li><li><p><strong>Co-creator / partner</strong></p><ul><li><p>Created <strong>Quiet Little Launch</strong>, did a 50/50 revenue share with Travis.</p></li><li><p>Did ~$100k in 30 days, built the <strong>Meaningful Man School</strong> community. &#128165;</p></li></ul></li><li><p><strong>Licensor</strong></p><ul><li><p>Started <strong>licensing his own IP</strong> (Flood Maker, Dealmaker Uprising, etc.) to others.</p></li><li><p>Still pays Travis <strong>10%</strong> when his stuff is built on Travis&#8217;s IP.</p></li></ul></li></ol><p>This is PiggyBANKING going full circle:</p><ul><li><p>Use upstream IP &#8594; create your own &#8594; let others piggyback on you. &#128055;&#127974;</p></li></ul><div><hr></div><h3>7. Squeeze Multiple Uses Out of Every Asset &#129512;</h3><p>Big mindset Tony adopted from Travis:</p><blockquote><p>&#8220;Get multiple uses out of one thing.&#8221;</p></blockquote><p>Example:</p><ul><li><p>A single system (like his referral/deal-getting method) becomes:</p><ul><li><p>Training in his group &#128104;&#8205;&#127979;</p></li><li><p>A standalone product &#128189;</p></li><li><p>A licensed offer &#128221;</p></li><li><p>A feeder into other programs/SaaS &#128279;</p></li></ul></li></ul><p>Your job:</p><ul><li><p>Don&#8217;t treat IP as one-and-done.</p></li><li><p>Turn each thing you build into:</p><ul><li><p>Content</p></li><li><p>Products</p></li><li><p>Licenses</p></li><li><p>Case studies</p></li></ul></li></ul><p>That&#8217;s how you compound without burning out. &#129521;&#129521;&#129521;</p><div><hr></div><h3>8. The &#8220;Deal Economy&#8221; vs. the Old Coaching Model &#128188;&#9878;&#65039;</h3><p>Tony sees the future as a <strong>deal economy</strong>:</p><ul><li><p>Moving away from:<br>&#8220;Pay me upfront, hope I get you a result.&#8221; &#128580;</p></li><li><p>Moving toward:</p><ul><li><p>Partnerships</p></li><li><p>Revenue share</p></li><li><p>Performance deals</p></li><li><p>SaaS/AI tools enabling more leverage &#129302;</p></li></ul></li></ul><p>Dealmakers:</p><ul><li><p>Create <strong>easy yeses</strong> &#9989;</p></li><li><p>Choose their deals instead of begging to be chosen</p></li><li><p>Leverage IP, SaaS, relationships, and communication</p></li></ul><p>Your PiggyBANKING Brand should be positioned in <strong>that</strong> shift, not just as another coach selling &#8220;high ticket transformation&#8221; in 2025.</p><div><hr></div><h3>9. Use Their IP, Keep Your Identity &#129485;&#8205;&#9794;&#65039;&#10024;</h3><p>Tony&#8217;s warning:</p><ul><li><p>He tried to be &#8220;little Travis&#8221; early on. It <strong>backfired.</strong> &#128165;</p></li><li><p>The risk in PiggyBANKING is you accidentally copy their <strong>identity</strong>, not just their <strong>ideas</strong>.</p></li></ul><p>The healthy version:</p><ul><li><p>Give full credit to the original IP owner. &#128591;</p></li><li><p>Keep your:</p><ul><li><p>Story</p></li><li><p>Voice</p></li><li><p>Values</p></li><li><p>Personality</p></li></ul></li></ul><p>That&#8217;s why Tony can:</p><ul><li><p>Be one of Travis&#8217;s biggest advocates</p></li><li><p>Still stand as his <strong>own brand</strong> (Meaningful Man, deals over clients, etc.)</p></li></ul><p>You&#8217;re not a clone. You&#8217;re a <strong>partnered original.</strong> &#129412;</p><div><hr></div><h3>10. The Non-Negotiable Rule: Live the IP &#128175;</h3><p>Most important principle Tony ends on:</p><blockquote><p>If you&#8217;re going to leverage someone else&#8217;s IP, <strong>live into it</strong>, don&#8217;t just talk about it.</p></blockquote><ul><li><p>Let it change how you work, sell, and make decisions.</p></li><li><p>Be able to <strong>point to real demonstrations</strong>:</p><ul><li><p>Income shifts &#128176;</p></li><li><p>Lifestyle changes &#127796;</p></li><li><p>Character and mindset growth &#129513;</p></li></ul></li></ul><p>That lived demonstration is what makes:</p><ul><li><p>Your story believable</p></li><li><p>Your brand magnetic</p></li><li><p>Your PiggyBANKING legitimately <strong>valuable</strong>, not just repackaged hype</p></li></ul><div><hr></div><h3>TL;DR &#8211; What Makes a Successful PiggyBANKING Brand? &#129534;</h3><ol><li><p><strong>Pick a proven IP engine</strong> and go deep. &#9881;&#65039;</p></li><li><p><strong>Build social equity</strong> by documenting your implementation. &#128227;</p></li><li><p>Wrap it in a <strong>clear, meaningful brand concept</strong> (like Meaningful Man). &#127919;</p></li><li><p><strong>Modify + name</strong> your own frameworks once you&#8217;ve got real results. &#127991;&#65039;</p></li><li><p>Evolve from <strong>affiliate &#8594; partner &#8594; licensor</strong>. &#128257;</p></li><li><p><strong>Multiply the uses</strong> of every asset you create. &#129512;</p></li><li><p>Position yourself inside the rising <strong>deal economy</strong>, not just coaching 1.0. &#128202;</p></li><li><p><strong>Keep your identity intact</strong> while praising the upstream IP. &#129485;&#8205;&#9792;&#65039;</p></li></ol><p>Above all: <strong>live the IP so hard your life becomes the sales proof.</strong> &#128293;</p><div><hr></div><h2>Want to take the next step of your PiggyBANKING journey with Tony as your guide?</h2><p>If this interview helped you realize you want to become a deal maker like Tony?<br><br>Perhaps his Meaningful Man community is the right next step for you.<br><br>It&#8217;s the only place peeps can get access to his Flood Maker campaign.</p><p>Here&#8217;s your invitation:</p><p class="button-wrapper" data-attrs="{&quot;url&quot;:&quot;https://go.nopaycheckneeded.com/fmgdoc&quot;,&quot;text&quot;:&quot;Your Meaningful Man Invitation&quot;,&quot;action&quot;:null,&quot;class&quot;:null}" data-component-name="ButtonCreateButton"><a class="button primary" href="https://go.nopaycheckneeded.com/fmgdoc"><span>Your Meaningful Man Invitation</span></a></p><p>Then DM me and let me know you&#8217;re ready to take this next step.</p><div class="directMessage button" data-attrs="{&quot;userId&quot;:103241867,&quot;userName&quot;:&quot;Daniel Chadwick Boswell&quot;,&quot;canDm&quot;:null,&quot;dmUpgradeOptions&quot;:null,&quot;isEditorNode&quot;:true}" data-component-name="DirectMessageToDOM"></div><p>I&#8217;ve got a couple of questions for you.</p>]]></content:encoded></item><item><title><![CDATA[ Personal posts: 30 likes. Business posts: crickets ]]></title><description><![CDATA[This turns ignored business posts into DM magnets in minutes]]></description><link>https://thepiggybankingnewsletter.substack.com/p/personal-posts-30-likes-business</link><guid isPermaLink="false">https://thepiggybankingnewsletter.substack.com/p/personal-posts-30-likes-business</guid><dc:creator><![CDATA[Chad Boswell]]></dc:creator><pubDate>Sun, 07 Dec 2025 21:12:14 GMT</pubDate><enclosure url="https://substack-post-media.s3.amazonaws.com/public/images/830ea4c6-38d8-4963-a357-18b9a8d34a47_220x167.gif" length="0" type="image/jpeg"/><content:encoded><![CDATA[<p>If you saw my recent note, you probably noticed I did something a bit different&#8230;</p><p>Here&#8217;s why.</p><div class="subscription-widget-wrap-editor" data-attrs="{&quot;url&quot;:&quot;https://thepiggybankingnewsletter.substack.com/subscribe?&quot;,&quot;text&quot;:&quot;Subscribe&quot;,&quot;language&quot;:&quot;en&quot;}" data-component-name="SubscribeWidgetToDOM"><div class="subscription-widget show-subscribe"><div class="preamble"><p class="cta-caption">No Paycheck Needed System Of Income is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber.</p></div><form class="subscription-widget-subscribe"><input type="email" class="email-input" name="email" placeholder="Type your email&#8230;" tabindex="-1"><input type="submit" class="button primary" value="Subscribe"><div class="fake-input-wrapper"><div class="fake-input"></div><div class="fake-button"></div></div></form></div></div><div class="captioned-image-container"><figure><a class="image-link image2" target="_blank" href="https://substackcdn.com/image/fetch/$s_!up_u!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F3b7f9106-1817-40af-ab3f-404c4297496c_220x167.gif" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!up_u!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F3b7f9106-1817-40af-ab3f-404c4297496c_220x167.gif 424w, https://substackcdn.com/image/fetch/$s_!up_u!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F3b7f9106-1817-40af-ab3f-404c4297496c_220x167.gif 848w, https://substackcdn.com/image/fetch/$s_!up_u!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F3b7f9106-1817-40af-ab3f-404c4297496c_220x167.gif 1272w, https://substackcdn.com/image/fetch/$s_!up_u!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F3b7f9106-1817-40af-ab3f-404c4297496c_220x167.gif 1456w" sizes="100vw"><img src="https://substackcdn.com/image/fetch/$s_!up_u!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F3b7f9106-1817-40af-ab3f-404c4297496c_220x167.gif" width="320" height="242.9090909090909" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/3b7f9106-1817-40af-ab3f-404c4297496c_220x167.gif&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:167,&quot;width&quot;:220,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:297203,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/gif&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:false,&quot;topImage&quot;:true,&quot;internalRedirect&quot;:&quot;https://nopaycheckneeded.substack.com/i/180888203?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F3b7f9106-1817-40af-ab3f-404c4297496c_220x167.gif&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!up_u!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F3b7f9106-1817-40af-ab3f-404c4297496c_220x167.gif 424w, https://substackcdn.com/image/fetch/$s_!up_u!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F3b7f9106-1817-40af-ab3f-404c4297496c_220x167.gif 848w, https://substackcdn.com/image/fetch/$s_!up_u!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F3b7f9106-1817-40af-ab3f-404c4297496c_220x167.gif 1272w, https://substackcdn.com/image/fetch/$s_!up_u!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F3b7f9106-1817-40af-ab3f-404c4297496c_220x167.gif 1456w" sizes="100vw" fetchpriority="high"></picture><div></div></div></a></figure></div><p><br>I can&#8217;t tell you how many times I&#8217;d post about something personal on Facebook and boom...</p><p>20-30 comments and tons of likes.<br><br>Then I&#8217;d make a post about something business related and suddenly I get one like 3 days later.<br><br>Can you relate?<br><br>This was my life on social media for the longest time.<br><br>Hit or miss.<br><br>Mostly miss when it came to business posts.<br><br>The posts I ACTUALLY needed people to see?<br><br>Crickets.<br><br>My friend and mentor Tony Teegarden had the same problem.<br><br>Now...Tony&#8217;s a successful deal maker.<br><br>He knows how to close deals that bring in over $300k.<br><br>But even as great as he is as a deal maker?<br><br>His business posts were getting ignored just like mine.<br><br>Here&#8217;s what&#8217;s interesting though...<br><br>Tony didn&#8217;t just complain about it.<br><br>He built his own AI bot that creates threaded posts.<br><br>Not just any posts...<br><br>Posts that drop little nuggets of insight and build up to the call to action.<br><br>Suddenly?<br><br>His engagement shot way up.<br><br>People DMing him asking how they can partner with him.<br><br>Book sales went up too.<br><br>Then he decided to release it to a few of his students.<br><br>I grabbed it.<br><br>And I discovered how easy it was to create threaded posts in minutes.<br><br>Now my engagement has shot up.<br><br>People commenting with interest.<br><br>Before that?<br><br>I&#8217;d maybe get a few likes from some fellow business colleagues...<br><br>But the people I WANTED to reach ignored my posts.<br><br>See...<br><br>The thing is...<br><br>Social media algorithms don&#8217;t care about your business.<br><br>They care about ENGAGEMENT.<br><br>And threaded posts that build curiosity and deliver insights?<br><br>They get engagement.<br><br>Which means the algorithm shows your post to MORE people.<br><br>Which means MORE engagement.<br><br>Which means MORE people seeing your offer.<br><br>That&#8217;s why this works.</p><p></p><p class="button-wrapper" data-attrs="{&quot;url&quot;:&quot;https://go.nopaycheckneeded.com/threadgeniusai&quot;,&quot;text&quot;:&quot;Watch the demo&quot;,&quot;action&quot;:null,&quot;class&quot;:null}" data-component-name="ButtonCreateButton"><a class="button primary" href="https://go.nopaycheckneeded.com/threadgeniusai"><span>Watch the demo</span></a></p><p><br>Tony might change his mind about this...<br><br>But right now you get unlimited threads on the annual plan.</p><p class="button-wrapper" data-attrs="{&quot;url&quot;:&quot;https://go.nopaycheckneeded.com/threadgeniusai&quot;,&quot;text&quot;:&quot;Check it out here&quot;,&quot;action&quot;:null,&quot;class&quot;:null}" data-component-name="ButtonCreateButton"><a class="button primary" href="https://go.nopaycheckneeded.com/threadgeniusai"><span>Check it out here</span></a></p><p><br>Helping you finish 2025 as the CHOOSER,<br><br>Daniel Chadwick Boswell<br><br>P.S. IDK how well these threads will work here on Substack but I&#8217;m in the testing phase right now.<br></p><div class="subscription-widget-wrap-editor" data-attrs="{&quot;url&quot;:&quot;https://thepiggybankingnewsletter.substack.com/subscribe?&quot;,&quot;text&quot;:&quot;Subscribe&quot;,&quot;language&quot;:&quot;en&quot;}" data-component-name="SubscribeWidgetToDOM"><div class="subscription-widget show-subscribe"><div class="preamble"><p class="cta-caption">No Paycheck Needed System Of Income is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber.</p></div><form class="subscription-widget-subscribe"><input type="email" class="email-input" name="email" placeholder="Type your email&#8230;" tabindex="-1"><input type="submit" class="button primary" value="Subscribe"><div class="fake-input-wrapper"><div class="fake-input"></div><div class="fake-button"></div></div></form></div></div>]]></content:encoded></item><item><title><![CDATA[Last Comment Wins]]></title><description><![CDATA[My friends Frankie Fihn and Tom Curtis came up with some weird idea.]]></description><link>https://thepiggybankingnewsletter.substack.com/p/last-comment-wins</link><guid isPermaLink="false">https://thepiggybankingnewsletter.substack.com/p/last-comment-wins</guid><dc:creator><![CDATA[Chad Boswell]]></dc:creator><pubDate>Fri, 21 Nov 2025 16:30:45 GMT</pubDate><enclosure url="https://substack-post-media.s3.amazonaws.com/public/images/082ff4bf-d83b-4d78-88d3-518d6f0bc2b3_310x189.webp" length="0" type="image/jpeg"/><content:encoded><![CDATA[<div class="captioned-image-container"><figure><a class="image-link image2" target="_blank" href="https://substackcdn.com/image/fetch/$s_!KKTJ!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fed973f50-fa55-4862-b59e-18f14933007f_310x189.webp" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!KKTJ!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fed973f50-fa55-4862-b59e-18f14933007f_310x189.webp 424w, https://substackcdn.com/image/fetch/$s_!KKTJ!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fed973f50-fa55-4862-b59e-18f14933007f_310x189.webp 848w, https://substackcdn.com/image/fetch/$s_!KKTJ!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fed973f50-fa55-4862-b59e-18f14933007f_310x189.webp 1272w, https://substackcdn.com/image/fetch/$s_!KKTJ!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fed973f50-fa55-4862-b59e-18f14933007f_310x189.webp 1456w" sizes="100vw"><img src="https://substackcdn.com/image/fetch/$s_!KKTJ!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fed973f50-fa55-4862-b59e-18f14933007f_310x189.webp" width="310" height="189" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/ed973f50-fa55-4862-b59e-18f14933007f_310x189.webp&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:189,&quot;width&quot;:310,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:199508,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/webp&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:false,&quot;topImage&quot;:true,&quot;internalRedirect&quot;:&quot;https://nopaycheckneeded.substack.com/i/179570554?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fed973f50-fa55-4862-b59e-18f14933007f_310x189.webp&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!KKTJ!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fed973f50-fa55-4862-b59e-18f14933007f_310x189.webp 424w, https://substackcdn.com/image/fetch/$s_!KKTJ!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fed973f50-fa55-4862-b59e-18f14933007f_310x189.webp 848w, https://substackcdn.com/image/fetch/$s_!KKTJ!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fed973f50-fa55-4862-b59e-18f14933007f_310x189.webp 1272w, https://substackcdn.com/image/fetch/$s_!KKTJ!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fed973f50-fa55-4862-b59e-18f14933007f_310x189.webp 1456w" sizes="100vw" fetchpriority="high"></picture><div></div></div></a></figure></div><p>My friends Frankie Fihn and Tom Curtis came up with some weird idea.</p><p>Tom:<br><br>&#8220;Hey dude, wanna set the internet on fire?&#8221;</p><div class="subscription-widget-wrap-editor" data-attrs="{&quot;url&quot;:&quot;https://thepiggybankingnewsletter.substack.com/subscribe?&quot;,&quot;text&quot;:&quot;Subscribe&quot;,&quot;language&quot;:&quot;en&quot;}" data-component-name="SubscribeWidgetToDOM"><div class="subscription-widget show-subscribe"><div class="preamble"><p class="cta-caption">No Paycheck Needed System Of Income is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber.</p></div><form class="subscription-widget-subscribe"><input type="email" class="email-input" name="email" placeholder="Type your email&#8230;" tabindex="-1"><input type="submit" class="button primary" value="Subscribe"><div class="fake-input-wrapper"><div class="fake-input"></div><div class="fake-button"></div></div></form></div></div><p>Frankie:</p><p>&#8220;You can&#8217;t threaten me with a good time.&#8221;</p><p>Then Tom says&#8230;</p><p>&#8220;Let&#8217;s bundle a couple of your offers with some other cool people&#8217;s offers to make the Nachos Supreme of Offer Bundles&#8230;solves ALL the leads &amp; sales problems!&#8221;</p><p>(without getting stuck on a toilet after)</p><p>Like&#8230;no more &#8220;quick 15-minute call&#8221; that turns into 90 minutes of free consulting while your actual paying work sits there judging you.</p><p>Frankie was all the way in!</p><p>But before they unleash this bundle on every freelancer and service provider who&#8217;s tired of living like a human vending machine&#8230;</p><p>Tom is doing a sick contest TODAY.</p><p>Winner gets to pick ONE OFFER from the bundle.</p><p>Here&#8217;s how it&#8217;s going down&#8230;</p><p>LAST COMMENT WINS!</p><p>Tom is ending the contest at a random time.</p><p>No warning.</p><p>To win?</p><p>Keep coming back to drop comments.</p><p>BUT it&#8217;s NOT happening here.</p><p>It&#8217;s happening in Tom&#8217;s free S(k)ool group in like 20 minutes.</p><p><strong>What You Could Win:</strong></p><p><strong>Frankie&#8217;s self-paced Loom Conversion Machine</strong>&#8230; 5-minute Loom videos that close BIG TICKET sales without phone calls. (Sold in the past for $3k)</p><p><strong>Scott Kreess Ghost Income</strong>&#8230; Make $5K/mo passively using Other People&#8217;s Assets. Zero-hour work week, baby. (Sells for $4500)</p><p><strong>Andrew Walton&#8217;s Automated Client Acquisition &amp; Ascension</strong>&#8230; Turn your service into a low-ticket offer, run ads, make sales. (Pairs perfectly with Frankie&#8217;s stuff!)</p><p><strong>Landon Porter&#8217;s Leads Lab Bonuses</strong>&#8230; Position your offer so clients chase YOU, get a butt load (an actual unit of measurement!) of referrals.</p><p><strong>Greg Johnson&#8217;s Promo FOMO Training</strong>&#8230; Test demand early, sell out before BFCM using Meta ads and email sequences&#8230;without competing with thousands of other sellers.</p><p>PLUS&#8230;</p><p>Tom mentioned if this thang heats up to 500+ comments? He&#8217;s adding mystery bonuses.</p><p>AND&#8230;</p><p>EVERYONE who participates gets a special &#8220;participation trophy&#8221; at the end.</p><p>Something cool.</p><p>Not sure what yet.</p><p>But Tom&#8217;s got something cooking.</p><p>Wanna play?</p><p class="button-wrapper" data-attrs="{&quot;url&quot;:&quot;https://www.skool.com/moneymavericks/about?ref=d68255f2f86142648040019417d33aba&quot;,&quot;text&quot;:&quot;Warm Up Your Fingers Here&quot;,&quot;action&quot;:null,&quot;class&quot;:null}" data-component-name="ButtonCreateButton"><a class="button primary" href="https://www.skool.com/moneymavericks/about?ref=d68255f2f86142648040019417d33aba"><span>Warm Up Your Fingers Here</span></a></p><p>Let&#8217;s see who wants it bad enough.</p><p><strong>Helping you FINISH 2025 as the CHOOSER,</strong></p><p><strong>Daniel Boswell</strong></p><p>P.S. If you&#8217;re one of my Substack subscribers and win last comment?</p><p>I&#8217;ve got a juicy bonus I&#8217;m going to add in.</p><p class="button-wrapper" data-attrs="{&quot;url&quot;:&quot;https://www.skool.com/moneymavericks/about?ref=d68255f2f86142648040019417d33aba&quot;,&quot;text&quot;:&quot;Get Ready To Comment Here&quot;,&quot;action&quot;:null,&quot;class&quot;:null}" data-component-name="ButtonCreateButton"><a class="button primary" href="https://www.skool.com/moneymavericks/about?ref=d68255f2f86142648040019417d33aba"><span>Get Ready To Comment Here</span></a></p><p></p><div class="subscription-widget-wrap-editor" data-attrs="{&quot;url&quot;:&quot;https://thepiggybankingnewsletter.substack.com/subscribe?&quot;,&quot;text&quot;:&quot;Subscribe&quot;,&quot;language&quot;:&quot;en&quot;}" data-component-name="SubscribeWidgetToDOM"><div class="subscription-widget show-subscribe"><div class="preamble"><p class="cta-caption">No Paycheck Needed System Of Income is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber.</p></div><form class="subscription-widget-subscribe"><input type="email" class="email-input" name="email" placeholder="Type your email&#8230;" tabindex="-1"><input type="submit" class="button primary" value="Subscribe"><div class="fake-input-wrapper"><div class="fake-input"></div><div class="fake-button"></div></div></form></div></div>]]></content:encoded></item><item><title><![CDATA[No health insurance for the last 16 years...]]></title><description><![CDATA[November 2009 was a scary month for my family.]]></description><link>https://thepiggybankingnewsletter.substack.com/p/no-insurance-for-the-last-16-years</link><guid isPermaLink="false">https://thepiggybankingnewsletter.substack.com/p/no-insurance-for-the-last-16-years</guid><dc:creator><![CDATA[Chad Boswell]]></dc:creator><pubDate>Sun, 09 Nov 2025 20:36:10 GMT</pubDate><enclosure url="https://substack-post-media.s3.amazonaws.com/public/images/704a7113-6e74-435b-b596-400b1a29d184_220x123.gif" length="0" type="image/jpeg"/><content:encoded><![CDATA[<p>November 2009 was a scary month for my family.</p><p>Got let go from my high paying web design gig.</p><p>Income gone.</p><p>Health benefits...poof.</p><div class="captioned-image-container"><figure><a class="image-link image2" target="_blank" href="https://substackcdn.com/image/fetch/$s_!p6Ea!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fcd294d28-6adb-4218-9309-1c311a2a63eb_220x123.gif" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!p6Ea!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fcd294d28-6adb-4218-9309-1c311a2a63eb_220x123.gif 424w, https://substackcdn.com/image/fetch/$s_!p6Ea!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fcd294d28-6adb-4218-9309-1c311a2a63eb_220x123.gif 848w, https://substackcdn.com/image/fetch/$s_!p6Ea!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fcd294d28-6adb-4218-9309-1c311a2a63eb_220x123.gif 1272w, https://substackcdn.com/image/fetch/$s_!p6Ea!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fcd294d28-6adb-4218-9309-1c311a2a63eb_220x123.gif 1456w" sizes="100vw"><img src="https://substackcdn.com/image/fetch/$s_!p6Ea!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fcd294d28-6adb-4218-9309-1c311a2a63eb_220x123.gif" width="320" height="178.9090909090909" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/cd294d28-6adb-4218-9309-1c311a2a63eb_220x123.gif&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:123,&quot;width&quot;:220,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:527401,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/gif&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:false,&quot;topImage&quot;:true,&quot;internalRedirect&quot;:&quot;https://nopaycheckneeded.substack.com/i/178442032?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fcd294d28-6adb-4218-9309-1c311a2a63eb_220x123.gif&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!p6Ea!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fcd294d28-6adb-4218-9309-1c311a2a63eb_220x123.gif 424w, https://substackcdn.com/image/fetch/$s_!p6Ea!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fcd294d28-6adb-4218-9309-1c311a2a63eb_220x123.gif 848w, https://substackcdn.com/image/fetch/$s_!p6Ea!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fcd294d28-6adb-4218-9309-1c311a2a63eb_220x123.gif 1272w, https://substackcdn.com/image/fetch/$s_!p6Ea!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fcd294d28-6adb-4218-9309-1c311a2a63eb_220x123.gif 1456w" sizes="100vw" fetchpriority="high"></picture><div></div></div></a></figure></div><p>Kinda scary, huh?</p><p>16 years later?</p><p>Still no health coverage.</p><p>Here&#8217;s the thing though...</p><p>I didn&#8217;t just sit around panicking about what I lost.</p><p>I took control of what I could control.</p><p>Found a Direct Primary Care doc in my area.</p><p>Pay a small membership fee each month and have full access to anything my family needs.</p><p>Started eating better.</p><p>Organic foods. Keto. Exercise.</p><p>The lesson?</p><p>There are ALWAYS options...especially when we stop focusing on what we don&#8217;t have and start using what we do have.</p><p>Right now you may be wondering what you&#8217;d do if you lost health insurance, a client or a job?</p><p>Yet, you&#8217;re not without options.</p><p>If you&#8217;ve been online for any period of time.</p><p>And there was a way to turn your network...</p><p>Into 4 and 5 figure paydays.</p><p>By just making simple introductions to online businesses.</p><p>You&#8217;d have zero service delivery.</p><p>And it wouldn&#8217;t risk your reputation...</p><p>But would actually make you look like a HERO.</p><p>Would you be down for details?</p><p>If you&#8217;ve got an online network...</p><p>Even a small one.</p><p>Just comment with the phrase, &#8220;REFERRAL&#8221;...</p><p>I&#8217;ve got a question or two for ya.</p><p>But I&#8217;ll send you over the deets right after.</p><p>-Daniel </p><p></p>]]></content:encoded></item><item><title><![CDATA[1 sure way to lose $48k yearly to Visa or Mastercard... 👇👇👇 ]]></title><description><![CDATA[*Beep beep*]]></description><link>https://thepiggybankingnewsletter.substack.com/p/1-sure-way-to-lose-48k-yearly-to</link><guid isPermaLink="false">https://thepiggybankingnewsletter.substack.com/p/1-sure-way-to-lose-48k-yearly-to</guid><dc:creator><![CDATA[Chad Boswell]]></dc:creator><pubDate>Sun, 02 Nov 2025 15:12:20 GMT</pubDate><enclosure url="https://substackcdn.com/image/fetch/$s_!lOGR!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fdeee4e56-be91-4257-ad6e-b71d3f0dd35f_490x300.gif" length="0" type="image/jpeg"/><content:encoded><![CDATA[<p></p><p>*Beep beep*</p><p>There goes $1.60 to Visa.</p><div class="subscription-widget-wrap-editor" data-attrs="{&quot;url&quot;:&quot;https://thepiggybankingnewsletter.substack.com/subscribe?&quot;,&quot;text&quot;:&quot;Subscribe&quot;,&quot;language&quot;:&quot;en&quot;}" data-component-name="SubscribeWidgetToDOM"><div class="subscription-widget show-subscribe"><div class="preamble"><p class="cta-caption">No Paycheck Needed System Of Income is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber.</p></div><form class="subscription-widget-subscribe"><input type="email" class="email-input" name="email" placeholder="Type your email&#8230;" tabindex="-1"><input type="submit" class="button primary" value="Subscribe"><div class="fake-input-wrapper"><div class="fake-input"></div><div class="fake-button"></div></div></form></div></div><p>*Beep beep* </p><p>Another $2.40 to Mastercard.</p><p>Every card reader beep is a tiny punch to the gut...</p><p>Because business owners know that&#8217;s their money speeding out of their bank account like the Road Runner on a desert road.</p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!lOGR!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fdeee4e56-be91-4257-ad6e-b71d3f0dd35f_490x300.gif" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!lOGR!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fdeee4e56-be91-4257-ad6e-b71d3f0dd35f_490x300.gif 424w, https://substackcdn.com/image/fetch/$s_!lOGR!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fdeee4e56-be91-4257-ad6e-b71d3f0dd35f_490x300.gif 848w, https://substackcdn.com/image/fetch/$s_!lOGR!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fdeee4e56-be91-4257-ad6e-b71d3f0dd35f_490x300.gif 1272w, https://substackcdn.com/image/fetch/$s_!lOGR!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fdeee4e56-be91-4257-ad6e-b71d3f0dd35f_490x300.gif 1456w" sizes="100vw"><img src="https://substackcdn.com/image/fetch/$s_!lOGR!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fdeee4e56-be91-4257-ad6e-b71d3f0dd35f_490x300.gif" width="490" height="300" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/deee4e56-be91-4257-ad6e-b71d3f0dd35f_490x300.gif&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:300,&quot;width&quot;:490,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:1235539,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/gif&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:false,&quot;topImage&quot;:true,&quot;internalRedirect&quot;:&quot;https://nopaycheckneeded.substack.com/i/177799289?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fdeee4e56-be91-4257-ad6e-b71d3f0dd35f_490x300.gif&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!lOGR!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fdeee4e56-be91-4257-ad6e-b71d3f0dd35f_490x300.gif 424w, https://substackcdn.com/image/fetch/$s_!lOGR!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fdeee4e56-be91-4257-ad6e-b71d3f0dd35f_490x300.gif 848w, https://substackcdn.com/image/fetch/$s_!lOGR!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fdeee4e56-be91-4257-ad6e-b71d3f0dd35f_490x300.gif 1272w, https://substackcdn.com/image/fetch/$s_!lOGR!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fdeee4e56-be91-4257-ad6e-b71d3f0dd35f_490x300.gif 1456w" sizes="100vw" fetchpriority="high"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image"><svg role="img" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg"><g><title></title><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><p>$50,000 in monthly sales becomes $48,200 after processing fees.</p><p>While their cash customers pay the exact same price.</p><p>It&#8217;s backwards.</p><p>They&#8217;re essentially giving cash customers a discount they don&#8217;t deserve...</p><p>While subsidizing credit card fees for people using rewards cards.</p><p>You know what&#8217;s crazy?</p><p>Drive to any gas station and you see &#8220;Cash $3.49 / Credit $3.59&#8221; clear as day.</p><p>Nobody&#8217;s confused.</p><p>Nobody drives away angry.</p><p>People understand costs and make their choice.</p><p>But business owners think showing two prices will somehow offend customers...</p><p>So they eat $2,000-4,000 in fees every month instead.</p><p>I&#8217;m working with business owners who want that money back in their operating account.</p><p>Those who want to catch the Road Runner fees they couldn&#8217;t outsmart in the past.</p><p>Curious?</p><p>Comment below &#8220;INTERESTED&#8221; and I&#8217;ll share how.</p><div class="subscription-widget-wrap-editor" data-attrs="{&quot;url&quot;:&quot;https://thepiggybankingnewsletter.substack.com/subscribe?&quot;,&quot;text&quot;:&quot;Subscribe&quot;,&quot;language&quot;:&quot;en&quot;}" data-component-name="SubscribeWidgetToDOM"><div class="subscription-widget show-subscribe"><div class="preamble"><p class="cta-caption">No Paycheck Needed System Of Income is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber.</p></div><form class="subscription-widget-subscribe"><input type="email" class="email-input" name="email" placeholder="Type your email&#8230;" tabindex="-1"><input type="submit" class="button primary" value="Subscribe"><div class="fake-input-wrapper"><div class="fake-input"></div><div class="fake-button"></div></div></form></div></div>]]></content:encoded></item><item><title><![CDATA[Going off the beaten path with this one...]]></title><description><![CDATA[Why I did a 1 day road trip from Virginia to North Carolina for this...]]></description><link>https://thepiggybankingnewsletter.substack.com/p/going-off-the-beaten-path-with-this</link><guid isPermaLink="false">https://thepiggybankingnewsletter.substack.com/p/going-off-the-beaten-path-with-this</guid><dc:creator><![CDATA[Chad Boswell]]></dc:creator><pubDate>Sun, 26 Oct 2025 12:02:44 GMT</pubDate><enclosure url="https://substackcdn.com/image/fetch/$s_!Nki0!,w_256,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F6a880d4a-9c31-4fca-b5c4-4e43f7582bdc_479x479.png" length="0" type="image/jpeg"/><content:encoded><![CDATA[<p></p><p>You&#8217;ll probably think I&#8217;m crazy.</p><div class="subscription-widget-wrap-editor" data-attrs="{&quot;url&quot;:&quot;https://thepiggybankingnewsletter.substack.com/subscribe?&quot;,&quot;text&quot;:&quot;Subscribe&quot;,&quot;language&quot;:&quot;en&quot;}" data-component-name="SubscribeWidgetToDOM"><div class="subscription-widget show-subscribe"><div class="preamble"><p class="cta-caption">No Paycheck Needed System Of Income is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber.</p></div><form class="subscription-widget-subscribe"><input type="email" class="email-input" name="email" placeholder="Type your email&#8230;" tabindex="-1"><input type="submit" class="button primary" value="Subscribe"><div class="fake-input-wrapper"><div class="fake-input"></div><div class="fake-button"></div></div></form></div></div><p>On Friday I took the entire day off.</p><p>Jumped in my car at 8:30 AM and drove 2 hours from Virginia to North Carolina.</p><p>For a 15-minute chiropractor appointment.</p><p>Then turned around and drove 2 hours back home&#8230;</p><p>After eating at a local BBQ place for lunch (I can&#8217;t skip out on good NC BBQ!).</p><p>4 hours of driving for 15 minutes.</p><p>My wife definitely thinks I&#8217;ve lost it.</p><p>She knows her &#8220;crack addict&#8221; husband and his love for Chiropractic care!</p><p>But here&#8217;s the thing...</p><h2>This wasn&#8217;t just any chiropractor visit.</h2><p>See, I sit at my desk almost all day building my online business.</p><p>And like most entrepreneurs glued to their screens...my back starts hurting.</p><p>It becomes harder to keep my posture and before I know it&#8230;</p><p>I&#8217;m slouched over and my body reminds me of my poor posture with pain signals in my lower back.</p><p>I don&#8217;t have extreme back pain or anything like that, but still I can feel the compression on my spine.</p><p>Plus, my last doctor visit measured my height at 5&#8216; 6&#8220; when I&#8217;m supposed to be 5&#8217; 8&#8221;.</p><p>Now...I could&#8217;ve gone to any of the dozen chiropractors within 20 minutes of my house.</p><p>But I didn&#8217;t want another &#8220;crack your neck, see you next week&#8221; session.</p><p>I wanted something that would actually FIX the problem.</p><p>That&#8217;s why I drove to North Carolina.</p><h2>To get something called &#8220;The Ring Dinger.&#8221;</h2><p>It&#8217;s a manual full spinal decompression adjustment that realigns your entire body from head to toe.</p><p>Not just treating symptoms...</p><p>Actually fixing the root cause.</p><p>And get this...</p><p>There are only about 40 docs in the entire country trained to do this adjustment.</p><p>People fly in from all over the world for it.</p><p>After my first Ring Dinger two years ago, I was pain-free for over a year.</p><p>But, gravity and the ease of allowing bad posture to dominate means I was over due.</p><p>Which is why I made that crazy road trip again last Friday.</p><p>Because when something takes your pain from a 10 to ZERO in one to three days...</p><p>4 hours of driving seems pretty reasonable.</p><p>I&#8217;m making this a lifetime choice for my health and plan to start going every 6 months.</p><p>If you&#8217;re dealing with back pain from all those hours hunched over your computer...</p><p>Or maybe you got injured your back some other way&#8230;</p><p>You owe it to yourself to at least learn about this.</p><p>So today I thought I&#8217;d share an in depth blog post I wrote about the Ring Dinger.</p><p>How the Ring Dinger can takes  your excruciating back pain from a 10 to a ZERO in one to three days...</p><p class="button-wrapper" data-attrs="{&quot;url&quot;:&quot;https://danielrecommends.com/blog/health/the-ring-dinger-zero-pain/&quot;,&quot;text&quot;:&quot;Read about The Ring Dinger&quot;,&quot;action&quot;:null,&quot;class&quot;:null}" data-component-name="ButtonCreateButton"><a class="button primary" href="https://danielrecommends.com/blog/health/the-ring-dinger-zero-pain/"><span>Read about The Ring Dinger</span></a></p><p>It includes a playlist of some of my favorite Ring Dinger adjustments caught on film.</p><p>At the bottom of that post you can also see my first visit back two years ago.</p><h2>See, I told you this was going off the beaten path today.</h2><p>But, I know there are lots on online entrepreneurs that deal with back pain.</p><p>After you&#8217;ve read the article, let me know in the comments below if you&#8217;d be open to trying the Ring Dinger to fix your back pain.</p><p>Even if its a big heck no, I&#8217;d still love to hear why.</p><p></p><p></p><div class="subscription-widget-wrap-editor" data-attrs="{&quot;url&quot;:&quot;https://thepiggybankingnewsletter.substack.com/subscribe?&quot;,&quot;text&quot;:&quot;Subscribe&quot;,&quot;language&quot;:&quot;en&quot;}" data-component-name="SubscribeWidgetToDOM"><div class="subscription-widget show-subscribe"><div class="preamble"><p class="cta-caption">No Paycheck Needed System Of Income is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber.</p></div><form class="subscription-widget-subscribe"><input type="email" class="email-input" name="email" placeholder="Type your email&#8230;" tabindex="-1"><input type="submit" class="button primary" value="Subscribe"><div class="fake-input-wrapper"><div class="fake-input"></div><div class="fake-button"></div></div></form></div></div>]]></content:encoded></item><item><title><![CDATA[From $5k a month to $108k...]]></title><description><![CDATA[After bolting on THIS to his Substack...]]></description><link>https://thepiggybankingnewsletter.substack.com/p/he-worked-his-bunz-off-writing-emails</link><guid isPermaLink="false">https://thepiggybankingnewsletter.substack.com/p/he-worked-his-bunz-off-writing-emails</guid><dc:creator><![CDATA[Chad Boswell]]></dc:creator><pubDate>Sun, 19 Oct 2025 12:03:00 GMT</pubDate><enclosure url="https://substack-post-media.s3.amazonaws.com/public/images/066454c1-2870-47c8-a6b1-e7d878322d1d_220x168.gif" length="0" type="image/jpeg"/><content:encoded><![CDATA[<div class="captioned-image-container"><figure><a class="image-link image2" target="_blank" href="https://substackcdn.com/image/fetch/$s_!7kJ7!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F27f8047a-1573-4fbf-97c1-740f91cdde33_220x168.gif" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!7kJ7!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F27f8047a-1573-4fbf-97c1-740f91cdde33_220x168.gif 424w, https://substackcdn.com/image/fetch/$s_!7kJ7!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F27f8047a-1573-4fbf-97c1-740f91cdde33_220x168.gif 848w, https://substackcdn.com/image/fetch/$s_!7kJ7!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F27f8047a-1573-4fbf-97c1-740f91cdde33_220x168.gif 1272w, https://substackcdn.com/image/fetch/$s_!7kJ7!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F27f8047a-1573-4fbf-97c1-740f91cdde33_220x168.gif 1456w" sizes="100vw"><img src="https://substackcdn.com/image/fetch/$s_!7kJ7!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F27f8047a-1573-4fbf-97c1-740f91cdde33_220x168.gif" width="320" height="244.36363636363637" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/27f8047a-1573-4fbf-97c1-740f91cdde33_220x168.gif&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:168,&quot;width&quot;:220,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:109046,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/gif&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:false,&quot;topImage&quot;:true,&quot;internalRedirect&quot;:&quot;https://nopaycheckneeded.substack.com/i/176531052?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F27f8047a-1573-4fbf-97c1-740f91cdde33_220x168.gif&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!7kJ7!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F27f8047a-1573-4fbf-97c1-740f91cdde33_220x168.gif 424w, https://substackcdn.com/image/fetch/$s_!7kJ7!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F27f8047a-1573-4fbf-97c1-740f91cdde33_220x168.gif 848w, https://substackcdn.com/image/fetch/$s_!7kJ7!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F27f8047a-1573-4fbf-97c1-740f91cdde33_220x168.gif 1272w, https://substackcdn.com/image/fetch/$s_!7kJ7!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F27f8047a-1573-4fbf-97c1-740f91cdde33_220x168.gif 1456w" sizes="100vw" fetchpriority="high"></picture><div></div></div></a></figure></div><p>True story.</p><p>Travis was at $5k a month in $8 a month subscriptions. </p><p>But, he was working his fingers off writing on Substack to get there.</p><p>Then...</p><p>He bolted on a community to the newsletter.  </p><p>He did $108,000 my first MONTH! </p><p>The most profitable thing to happen to Travis&#8217;s email newsletters was MARRYING them with a COMMUNITY! </p><p>In his experience...</p><p>It&#8217;s the best thing to happen to email marketing since autoresponders! </p><p>Instead of sending LONG ASS emailS to a &#8220;lander&#8221; or even &#8220;replying&#8221;...</p><p>Travis whips up a short email and send them to a POST - with SOCIAL PROOF! </p><p>...and he watches the Stripe notifications ding in. </p><p>Travis hates sending an email to something without social proof now...</p><p>He has to work twice as hard and make 1/3rd the money. </p><p>He&#8217;s showing peeps how he&#8217;s doing it (and retiring off of it!) &#128071;&#128071;&#128071;</p>
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